Top 3 TRID Talking Points With Real Estate Agents
Communication with real estate partners and with members will make disclosure changes less of a barrier to getting a home purchase closed.
Communication with real estate partners and with members will make disclosure changes less of a barrier to getting a home purchase closed.
New Mexico credit union partners with CRIF Select to drive indirect lending among members and growing dealer network.
An inclusive Data Owner Team can go a long way toward making big progress with big data.
Here are some things to think about to attract and serve new generations of self-directed investors.
Loan origination solution should support robust auto-decisioning, dealer portal connections, and pricing options.
Small or large, ensuring the right business lending specialist has experience and talent is key to successful partnership.
Brookings report details “selective” debt crisis; outlines impact of non-traditional borrowers and for-profit colleges.
How the right data analytics can empower credit unions to target members with offers that offer timeliness and real value.
A key to success with a credit card program is a strong cardmember lifecycle marketing strategy.
Surveys show Facebook, Twitter not being used effectively enough to reach consumers where they digitally live.

A look at year-end performance trends reveals how earnings, affordability pressures, and asset quality are redefining the operating environment heading into 2026.

Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan portfolio.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
Credit union asset quality didn’t collapse in 2025 — but it didn’t cooperate, either. What’s going on, and are credit unions prepared to respond in 2026?

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.
As credit unions move deeper into 2026, the earnings conversation is shifting. Elevated interest rates have boosted margins and strengthened earnings flexibility, but that advantage won’t persist indefinitely.
A radical shift is taking place in the way consumers move money and engage with their financial institution.

How the Michigan-based cooperative’s “Culture of Finance” curriculum is reframing financial education.