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PARTNER PERSPECTIVE How Your Credit Union Can Select A Strong Payments Provider For Merchant Services

The right partnership not only delivers high levels of member satisfaction, but strengthens relationships with the credit union.

By Elan Financial Services
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August 01, 2022


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PARTNER PERSPECTIVE 3 Factors To Consider When Building A Credit Card Product Strategy

Credit unions should focus on product, experience, and innovation while leveraging their established brands and market presence.

By Elan Financial Services
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April 04, 2022


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PARTNER PERSPECTIVE It Takes More Than Convenience To Woo Credit Card Users

Credit card users today base their choice of credit card on more than four factors. Convenience is important, but so are rewards, data security, credit-building tools, and more.

By Elan Financial Services
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February 28, 2022


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PARTNER PERSPECTIVE Evaluating a Credit Card Program’s Profitability: Fee vs. Interest Income

Getting the formula right is essential for a credit union’s credit card program’s profitability, and third-party expertise can help ensure that happens.

By Elan Financial Services
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October 11, 2021


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PARTNER PERSPECTIVE Three Trends That Are Shaping The Credit Card Industry

Why enhancing digital capabilities, awards, and risk management are all critical to credit card program success.

By Elan Financial Services
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August 30, 2021


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PARTNER PERSPECTIVE How Credit Unions Can Help SMBs Optimize Their Business With Omnichannel And Integrated Payments

Credit unions can offer what businesses need without the extensive resources that go into internally developing and offering merchant services.

By Elan Financial Services
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May 17, 2021


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PARTNER PERSPECTIVE Engaging Your Cardmembers With A Slick And Secure Credit Card Mobile Application

Meeting consumer expectations can be achieved in partnership with a technology partner in tune with these times.

By Elan Financial Services
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April 05, 2021


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PARTNER PERSPECTIVE Protecting Cardmembers Against Cybersecurity And Fraud Threats In The New Normal

Ensure your credit card partner provides the best technology and people to protect your credit union and your members.

By Elan Financial Services
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February 09, 2021


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PARTNER PERSPECTIVE COVID-19’s Impact On The Payments Industry

Card issuers need to create a robust and fluid approach to risk management while balancing cardmember servicing and stress.

By Elan Financial Services
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June 29, 2020


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PARTNER PERSPECTIVE Top 5 Trends At The Terminal

Terminal technology extends reach of contactless payments and more innovations.

By Elan Financial Services
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May 18, 2020


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PARTNER PERSPECTIVE Will COVID-19 Accelerate The Journey Toward Frictionless Payments?

How your credit union can be ready to embrace a brave, new world of frictionless payments.

By Elan Financial Services
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April 06, 2020


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PARTNER PERSPECTIVE Digital Transformation: What’s Your Strategy?

Credit unions must put digital efforts at the forefront of their member acquisition and retention strategies.​

By Elan Financial Services
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March 02, 2020


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PARTNER PERSPECTIVE Gen Z: The Fast And Furiously Cashless

The younger set demands a full-service credit card program with user-friendly digital capabilities and robust rewards.

By Elan Financial Services
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February 03, 2020


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PARTNER PERSPECTIVE Should Payments M&A Activity Trigger A Review Of Your Credit Card Operating Model?

A look at whether your current credit card program is providing the digital capabilities members expect.​

By Elan Financial Services
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November 18, 2019


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PARTNER PERSPECTIVE Capturing Commercial Deposits

Would a merchant services program help your credit union grow deposits?

By Elan Financial Services
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August 05, 2019


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PARTNER PERSPECTIVE Insourcing Vs. Outsourcing

What should a credit union consider when evaluating its in-house credit card program strategy?

By Elan Financial Services
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June 10, 2019


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PARTNER PERSPECTIVE Building Deposits With A Merchant Services Program

Could your credit union capture more deposits with a merchant services program?

By Elan Financial Services
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May 13, 2019


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PARTNER PERSPECTIVE Mobile Apps, Wearables, & Invisible Payments: The Journey Toward Frictionless Payments

Is your credit union ready to embrace the world of frictionless payments?

By Elan Financial Services
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November 05, 2018


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PARTNER PERSPECTIVE Maximizing Profit Through Risk-Based Pricing

Risk-based pricing helps credit card programs succeed and comply by rewarding low credit risk behaviors and increasing access to the underserved.

By Elan Financial Services
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September 10, 2018


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PARTNER PERSPECTIVE Meeting The Challenges Of The Millennial Market

Millennials are drawn to credit card issuers that offer technology, maximum rewards, low fees, and social responsibility. How can credit unions position themselves to meet the needs of millennial members?​

By Elan Financial Services
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August 06, 2018


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PARTNER PERSPECTIVE Rising Fraud And Data Breaches Are In The Cards

How credit unions can prevent and respond to credit card fraud risks.

By Elan Financial Services
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May 14, 2018


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PARTNER PERSPECTIVE Cybersecurity: Managing Risks To Credit Cards

A layered, comprehensive approach is the key to delivering peace of mind.

By Elan Financial Services
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November 13, 2017


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PARTNER PERSPECTIVE Unsecured Vs. Secured: Facing The Challenges Of Unsecured Lending

A focus on growing the credit card portfolio can yield growth among multiple loan touch points.

By Elan Financial Services
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September 11, 2017


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PARTNER PERSPECTIVE Geolocation Technology: Adding Security And Reliability To Credit Cards

New tools add safety and reliability on the road or down the street for consumers making purchases with their credit union credit cards.

By Elan Financial Services
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May 08, 2017


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PARTNER PERSPECTIVE Recent Events Impacting The Regulatory Landscape

While the new administration and Congress could change the CFPB, the bureau’s rules remain in effect and should be the subject of careful compliance.

By Elan Financial Services
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March 06, 2017


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PARTNER PERSPECTIVE Creating Cardmember Stickiness With An Enriched Credit Card Product Suite

A credit card relationship with members enhances the bottom line and deepens overall engagement.

By Elan Financial Services
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November 14, 2016


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PARTNER PERSPECTIVE Embracing The Rewards And Risks Of Mobile Payments

Credit unions should provide as many mobile solutions to their cardmembers as reasonably possible while watching for new innovations to emerge.

By Elan Financial Services
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September 12, 2016


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PARTNER PERSPECTIVE Benefits Of A Robust Credit Card Product Strategy

One size doesn't fit all. Providing an extensive credit card product suite can enhance members' experiences and optimize portfolio revenue streams.

By Elan Financial Services
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May 09, 2016


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PARTNER PERSPECTIVE Key Service Qualities To Build Cardmember Satisfaction And Profitability

Learning culture, adaptive underwriting, minimizing disruptions are all part of a successful, profitable card operation.

By Elan Financial Services
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March 07, 2016


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PARTNER PERSPECTIVE Common Compliance Risk In Managing Credit Card Portfolios

What are common compliance pitfalls a credit union can fall into?

By Elan Financial Services
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November 30, 2015


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