Credit Cards

One of the Nation’s Best Credit Card Programs

Pennsylvania State Employees CU has one of the best credit card programs in the nation. With penetration at 40% and growth in balances last year at 23%, members are demonstrating they see the value in PSECU’s program above the programs of banks and other institutions.

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Deepening Member Relationships with Affinity Cards

Credit unions enjoy a historical strength through their affiliation with organizations that are integral to their members’ lives. The affiliation may be through the company they work for, a military branch, or an organization they are associated with. One way to reinforce this affiliation is through an affinity credit card that is branded with the credit union’s logo, but also contains imagery rel

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Industry Insights

EMV Shift Saves Bucks, Battles Speed Woes

PSCU reports “a couple hundred thousand dollars” in saved chargebacks already as the big card brands prepare solutions to perceptions of chip card speed trap.
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A Strategy To Post Arresting Loan Growth

CAHP Credit Union underpins loan growth by building rapport with peace officers across the Golden State.
Industry Insights

Lending Highlights From Fourth Quarter 2015

Credit union lending reached a record high of $796.5 billion in 2015 as cooperatives posted year-over-year growth in every major loan category.
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Benefits Of A Robust Credit Card Product Strategy

One size doesn't fit all. Providing an extensive credit card product suite can enhance members' experiences and optimize portfolio revenue streams.
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One of the Nation’s Best Credit Card Programs

Pennsylvania State Employees CU has one of the best credit card programs in the nation. With penetration at 40% and growth in balances last year ...
Features

Triggering a Portfolio Rescore: Understanding Risk in the Current Environment

After a lengthy re-scoring process of 35,000 credit card holders, SAFE Credit Union used their service bureau's Trigger Alerts to help manage the process.
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Staying One Step Ahead of Card Fraud

Vermont State Employees Credit Union ($440M, Montpelier, VT) is always looking to protect their members from various forms of fraud, without inconveniencing them.
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You Have Chosen … Wisely

Purdue Federal procures longer lasting financial relationships with its affinity card product.
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Deepening Member Relationships with Affinity Cards

Credit unions enjoy a historical strength through their affiliation with organizations that are integral to their members' lives. The affiliation may be through the company ...
Features

Procuring more than Office Supplies: Small Businesses Demand Flexibility in Payment Options

One of the many challenges of running a business of any size is properly allocating and managing corporate purchases. Although company checks and business credit ...

What’s Job No. 2?

CreditUnions.com is all-in on growth and marketing this week, spotlighting real-world strategies that help cooperatives serve members for life, invest in people, expand their impact, and more.

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