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The Great Shrinking Auto Loan Margin

As auto lending competition continues to increase and interest rates decrease, it’s more important than ever for financial institutions to find innovative ways to increase their profit margins.

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An A+ For An Auto Rebate

How an auto loan helped this Washington credit union donate more than $14,000 to area schools.
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Leveraging Technology To Better Serve Members And Increase Loans

Auto-approved loan applications are more likely to fund than applications approved manually.
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How To Build A Solid Auto Refinance Team

To run a successful auto refinance program, credit unions must have the right team in place. Learn how to build your team with this guide.
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Ask the Dealer: Indirect Lending Expertise

Creativity, promotions, and a personal touch attract participation from this Indiana auto dealer.
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The Great Shrinking Auto Loan Margin

As auto lending competition continues to increase and interest rates decrease, it’s more important than ever for financial institutions to find innovative ways to increase ...
Features

A Capital Initiative At Fairfax County Credit Union

In 2010, Fairfax County Credit Union received supplemental capital from the U.S. Treasury. Here’s how it used those funds to improve the long-term health of ...
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Increasing Regulatory Oversight On Credit Card Programs

Past congressional action creates ongoing, growing impact and compliance burden for credit unions.
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What Can My Credit Union Buy In A Rising Rate Environment?

A refresher on institutional investment basics that includes examples of what credit unions may consider in a rising rate environment
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Staff Engagement Helps Coastal Conquer A Core Conversion

More than 125 employees at the North Carolina credit union chipped in to pull off the intensive tech project.
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How To Take The Emotion Out Of Salary Negotiations And Still Keep Employees Engaged

Transparency and an objective salary scale encourages top performance from staff at Local Government FCU.
From left: Dave Valentine, chief lending and strategy officer at Illinois-based Consumers Credit Union, and his dad, Mike Valentine, CEO of BCU.

A Credit Union Bond Beyond Bloodlines

For Mike and Dave Valentine, the family business just happens to be credit unions. The father-son duo talk leadership styles, cooperative values, and the lessons they’ve learned from each other along the way.

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Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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