Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
What To Watch In Payments In 2015
February 2, 2015
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Retailers, interchange beneficiaries, and merchants all want to circumvent the card networks.
How To Bounce Back When Your Auto Portfolio Bottoms Out
January 26, 2015
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When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new focus, a fresh marketing campaign, and different metrics.
How After-Hours Underwriting Boosts Auto Lending
January 26, 2015
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Increase profits by processing loans after your doors close.
How Indirect Lending Helped Oregon Community Achieve 5.6% Market Share
January 26, 2015
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At the close of 2014, the Beaver State cooperative was the No. 3 lender in Oregon, trailing only Wells Fargo and Toyota Motor Credit.
What Has 4 Wheels And A Windshield?
January 26, 2015
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This week, CreditUnions.com explores the ways four credit unions from across the country are poised to take advantage of a booming auto market.
The Power Of The Powertrain: Get Members The Simplest VSA Program
January 26, 2015
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Competition among finance and insurance products in the dealer showroom is heating up.
How Credit Unions Can Prove Themselves
January 19, 2015
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A review of practices that show how and why credit unions are boosting their visibility and viability.
CFPB Casts Eye On College Card Deals
January 15, 2015
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Bureau proposes scorecard to help schools avoid bad deals for students.
Credit Union Leaders In Purchase Mortgage Market Share
October 3, 2014
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These credit unions stood out among the rest for their ability to capture a high level of purchase mortgages in their local markets.
Anatomy Of A Loan: An Update On State Employees’ Credit Union
October 14, 2013
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SECU of North Carolina brings its focus back home to ensure it is taking care of its Tar Heel State members.
What To Watch In Payments In 2015
Retailers, interchange beneficiaries, and merchants all want to circumvent the card networks.
How To Bounce Back When Your Auto Portfolio Bottoms Out
When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new ...
How After-Hours Underwriting Boosts Auto Lending
Increase profits by processing loans after your doors close.
How Indirect Lending Helped Oregon Community Achieve 5.6% Market Share
At the close of 2014, the Beaver State cooperative was the No. 3 lender in Oregon, trailing only Wells Fargo and Toyota Motor Credit.
What Has 4 Wheels And A Windshield?
This week, CreditUnions.com explores the ways four credit unions from across the country are poised to take advantage of a booming auto market.
The Power Of The Powertrain: Get Members The Simplest VSA Program
Competition among finance and insurance products in the dealer showroom is heating up.
How Credit Unions Can Prove Themselves
A review of practices that show how and why credit unions are boosting their visibility and viability.
CFPB Casts Eye On College Card Deals
Bureau proposes scorecard to help schools avoid bad deals for students.
Credit Union Leaders In Purchase Mortgage Market Share
These credit unions stood out among the rest for their ability to capture a high level of purchase mortgages in their local markets.
Anatomy Of A Loan: An Update On State Employees’ Credit Union
SECU of North Carolina brings its focus back home to ensure it is taking care of its Tar Heel State members.
Browse Topics
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a unique role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.