3 Lending Trends From The Third Quarter Of 2021
First mortgage and used auto dominate the loan portfolio, but commercial lending is hitting an all-time high.
First mortgage and used auto dominate the loan portfolio, but commercial lending is hitting an all-time high.
VSECU participates in a number of programs to improve the lives of the members and communities it serves. Serious support for a range of groups and projects should not be surprising coming from the second-largest credit union in Vermont one that prides itself on being a values-based organization that publicly focuses on member economic prosperity,
How VyStar Credit Union turned member input into tangible features for its Military Heroes Mortgage.
The Arizona cooperative commits time and money to fundraising, grants, and activities that revolve around the idea of giving back.
Patelco is revving up robotic processes to improve its mortgage document flow without replacing people.
A Tennessee credit union is boosting performance with a program geared to support up-and-coming leaders.
What goes up must come down. It’s time for credit union and mortgage professionals to consider their next steps — before it’s too late.
A new offering at Interra Credit Union helps the cooperative stand out from competitors while educating members about the ins and outs of buying and selling a house.
How a loan consortium in La Crosse, WI, aims to rebuild downtown and keep college students in state.
Community development loan officers at Wright-Patt build on the cooperative’s position as Dayton’s leading mortgage lender.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.