Mortgages

Low Income, Big Opportunity

A diverse board, $4.5 million in CDFI grants, and deep community partnerships enable Carolina Foothills to thrive in its Upstate South Carolina market.

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Anatomy Series

How Does Carolina Foothills Make Housing More Affordable?

In this exclusive video, the credit union’s CEO discusses initiatives aimed at putting homeownership in reach for more members of the community.

Features

2023 Vendor Showcase

Vendors break down the problems they solve and highlight what makes them stand out in a crowded industry.

Anatomy Series

Low Income, Big Opportunity

A diverse board, $4.5 million in CDFI grants, and deep community partnerships enable Carolina Foothills to thrive in its Upstate South Carolina market.

Graph Of The Week

Mortgage Sales Fall To Decades-Long Low

Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer

Features

It’s Time To Join The Robot Revolution

AI, chat bots, autonomous programs, and more are improving member service and back-office efficiency.

Graph Of The Week

Which States Have The Highest Credit Union Real Estate Penetration?

A map of the United States shows where credit unions dominate in different areas of the loan portfolio.

Features

How Credit Unions Are Coping With Surging Mortgage Rates (Part 2)

With the market shifting and buyers becoming choosier about their lenders, credit unions across the country are shifting how they approach mortgage lending.

Features

How Credit Unions Are Coping With Surging Mortgage Rates (Part 1)

Some underwriting and belt-tightening, staffing and product changes are part of the response as swiftly rising rates roil the housing market.

Features

Filling Your Mortgage Pipeline By Marketing To Millennials

The market Is changing rapidly, and young adults now have more spending power than any other demographic. Here’s how to harness It to help grow your credit union and Increase home ownership among this market segment.

Industry Insights

What’s Next for the Housing Market?

The U.S. is experiencing a shortage of homes amid record demand, which is likely to have an impact on mortgage lending moving forward.

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