Mortgages

Blogs

Have High Interest Rates Put A Dent In Housing Prices?

Surging interest rates historically have dampened homebuyer enthusiasm, but housing supply also is playing a role in today’s originations.
Features

Equity In Lending Takes Center Stage For 2 Credit Unions

A pilot program aims to increase access to credit for people of color by bringing together multiple lenders to share data and practices as well ...
Blogs

Housing Shortages Are Plaguing Buyers And Driving Up Prices

Home prices reached record highs last year. They have since come down slightly but are still well above pre-pandemic rates. Here’s how things look state ...
Features

OneAZ Is Expanding Financial Access To The Underbanked. Here’s How.

The Grand Canyon State cooperative is offering three new products to reach underbanked members and provide financial education for adults and young members alike.
Features

‘Big Deck,’ Big Success

TAPCO Credit Union boosted loan volumes with a campaign that put a new spin on a not-safe-for-work expression.
Blogs

Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy

Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
Blogs

Consumers Are Shying Away From Fixed-Rate Mortgages

As the market shifts and borrowing costs rise, adjustable-rate home loans are becoming popular once again.
Blogs

Home Ownership Is Out Of Reach

Housing is less affordable today than it was before the 2008 housing crisis. How did we get here? And how can credit unions help?

As Credit Unions 2x Tech Investments, How Can Mortgage and Consumer Tech Help You and Your Members Win?

Watch this webinar to hear why investing in technology, in any economic environment, is priority number one is a number one priority for MemberOne Credit ...
Graph Of The Week

Study Highlights Racial Disparities In Housing Affordability Across America

New data underscores how far minorities have to go to catch up.
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