3 Takeaways From Trendwatch 2Q 2019
Both sides of the balance sheet and the income statement see significant changes in the second quarter.
Both sides of the balance sheet and the income statement see significant changes in the second quarter.
Understanding key performance metrics will help gauge early successes and identify any operational adjustments needed to achieve strategic goals.
As interest rates tick up, the margin between interest income and interest expenses at U.S. credit unions slowly expands. Test your knowledge of the state of the net interest margin in the fourth quarter.
ROA for credit unions hit 0.96%. This is the highest it has been since the third quarter of 2003.
The net interest margin at credit unions nationwide increased as interest income expanded more than $3 billion in the past year.
Third quarter data reveals strong earnings momentum among the nation’s financial cooperatives.
A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.
Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.
Credit unions generate income in a multitude of ways to stay competitive in a narrowing margin environment.
The national average for each of these six mighty metrics is less than 10 percentage points, but even a change of a few basis points can make a big difference to a credit union.

The Indiana cooperative blends internal development with selective partnerships to meet members’ needs today now while positioning for what’s next.

The San Diego cooperative leans on its CUSO and the CURQL network to make fintech investments, but member needs still guide which solutions ultimately make it into the credit union’s operations.

Hands-on work with artificial intelligence tools is future-proofing staff members, giving them the confidence to adopt new technology and embrace efficiencies.

Wages briefly caught up with inflation, but rising costs have pushed them back into negative territory. Here’s what that shift means for member finances and credit union performance.

Suncoast Credit Union balances near-term needs with longer-term bets, applying discipline to timing, valuation, and fit to decide when to invest and when to walk away.

Looking for quarterly data coverage, expert analysis, lessons from leading credit unions, and more? Callahan has it covered. Comparing top-level performance and digging into the details has never been easier.
First quarter data shows how rising costs are pushing consumers toward flexibility and reshaping borrowing and saving habits.

A dedicated CUSO holding company allows WSECU to move beyond building and back fintech partners it helps shape and scale.

Advancial FCU links internal service standards, employee feedback, and peer recognition to create a more consistent experience for both staff and members.

MSUFCU takes a hands-on approach to fintech, piloting solutions through its in-house lab before scaling and backing them through a wholly owned CUSO.
The Virtuous Circle Of Lower Fees And Higher Income