Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Member Momentum Is At A Crossroads

Member growth at U.S. credit unions is slowing, and credit unions are working to reignite growth, deepen engagement, and increase competitiveness amid shifting preferences and economic headwinds.

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Partner Perspectives

AI Is Rewriting The Economics Of Banking

AI is removing friction from financial decisions, giving consumers more control over their money and forcing banks and credit unions to compete on real value. ...
Partner Perspectives

How Credit Limits Impact Cardmember Usage And Loyalty

Increases in credit limits strengthen trust and loyalty; denials risk driving cardholders away.
Features

First Alliance Debuts Mission-Driven Deposits

The Minnesota-based cooperative invites high-dollar depositors to turn private prosperity into shared possibility through a savings product designed around social impact.
Partner Perspectives

Eliminate Console Chaos: Smarter Check Fraud Mitigation For Credit Unions

Centralized fraud prevention helps credit unions fight evolving check fraud while streamlining operations and safeguarding members.
Partner Perspectives

Bridging The Credit Confidence Gap Across Generations

Helping members understand and manage their credit score creates a powerful opportunity for credit unions.
Blogs

Unpacking The Surge In Credit Union Operating Expenses

Credit unions face rising costs from compensation and services — can they balance investment with efficiency to sustain member value?
Blogs

Member Momentum Is At A Crossroads

Member growth at U.S. credit unions is slowing, and credit unions are working to reignite growth, deepen engagement, and increase competitiveness amid shifting preferences and ...

Agent Credit Card Programs: Structure, Strategy, and Impact

Join Elan and TRK for a candid conversation about how the agent model can help your credit union grow without overextending resources.
Features

Innovation At The Speed Of Payments (Part 2)

Credit union leaders share how they’re navigating the fast lane of payments innovation — balancing speed, trust, and tech to meet rising member expectations.
Features

Innovation At The Speed Of Payments (Part 1)

Credit union leaders share how they’re navigating the fast lane of payments innovation—balancing speed, trust, and tech to meet rising member expectations.
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