Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

A Mandate For Discovery

Credit unions are exceeding goals and breaking records quarter after quarter. In such an ideal environment, why are some still looking for the next challenge?

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Cashing Out

Will the rise of contactless and mobile payments threaten the prevalence of cash?

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Industry Insights

Outsource, Insource, Or Something In-Between?

As the business model of credit unions evolves, leaders must decide how to allocate resources and where to invest time, money, and people.
Features

Co-Sourcing: How 3 Credit Unions Collaborate On Back-Office Ops

Communication and a shared perspective allow this consortium to gain efficiencies in areas that are scalable and manageable with clear metrics and service level agreements.
Credit Union Industry Commentary

A Mandate For Discovery

Credit unions are exceeding goals and breaking records quarter after quarter. In such an ideal environment, why are some still looking for the next challenge?
Industry Insights

How This Card Giant Crushes My Credit Union

My plastic is now from a big bank, and that might matter to credit unions.
Features

Analytics And Marketing In The Era Of Big Data

How the right data analytics can empower credit unions to target members with offers that offer timeliness and real value.
Features

Engage Your Members With A Strong Cardmember Marketing Lifecycle Program

A key to success with a credit card program is a strong cardmember lifecycle marketing strategy.
Industry Insights

EMV Liability Shift Day Arrives

Credit union card processors say conversion process is well underway, and don’t call it a deadline.
Industry Insights

Cashing Out

Will the rise of contactless and mobile payments threaten the prevalence of cash?
Features

How To Entice Members To Choose Fee Over Free

An account that pays members up to $200 a year in merchant rebates plus unlimited cash back rewards on signature-based debit card transactions has helped ...
Features

How Elements Financial Uses Health Savings Accounts To Spur Deposit Growth

HSAs help Elements Financial deepen relationships with select employer groups and improve the financial health of its membership base.
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