RBC2: First, Do No Harm
This “fundamentally flawed” policy actually creates a capital problem.
This “fundamentally flawed” policy actually creates a capital problem.
Rick Metsger says the NCUA has a duty to protect the insurance fund against “material risks.”
Like generals, regulators are always fighting the last war.
Much of the logic surrounding RBC2 is absurd, especially the idea that it offers any more protection than effective examination.
Reserves are different from capital, and with RBC2, credit union members pay the price.
University Federal Credit Union is a mover and shaker in Central Texas.
The argument that existing capital regulations are ineffective just doesn’t hold water.
Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
Systemic rules like RBC are always simplistic and inflexible, a kind of bureaucratic bludgeon.
Financial misinformation spreads fast. Here’s how two credit unions ensure their members receive accurate, trustworthy guidance in addition to quality services.
How EFCU Financial’s NIL strategy has progressed from mock negotiations to real relationships.
This year’s finalists are reshaping how credit unions approach lending thanks to increased efficiencies, AI, and more.
This year’s finalists offer new ways for credit unions to deepen and solidify relationships with members using AI, cloud-based services, and more.
With shares outpacing loans and indirect lending bringing in fewer members, credit unions focused on what they do best in the fourth quarter: serving core members.
Look beyond the headlines to better understand what is driving current market trends and how they could impact your credit union’s investment portfolio.
This year’s financial wellness solutions provide inventive ways for credit unions to help members take control of their financial lives.
To instill a culture of innovation, Canvas Credit Union makes it easier for front-line employees to present new ideas to executives.
These five quick benchmarks ensure your core platform fosters growth, adaptability, and member satisfaction — helping your institution keep a winning edge.
A partnership between a North Florida credit union and United Way’s local 211 service addresses an array of social challenges while establishing the cooperative as a trusted local resource.
RBC2: First, Do No Harm