Regulation

Features

How To Apply The 7 Cooperative Principles To Regulatory Design

To promote the continuous evolution of the credit union charter and its multifaceted contributions to the country’s economic progress, a new cooperative regulatory structure is ...
Credit Union Industry Commentary

RBC2: You Might Not Like What Comes Next

Legal battle and years of uncertainty could follow a final rule like this.
Credit Union Industry Commentary

RBC2: First, Do No Harm

This "fundamentally flawed" policy actually creates a capital problem.
Credit Union Industry Commentary

Is RBC2 The NCUA’s Duty?

Rick Metsger says the NCUA has a duty to protect the insurance fund against "material risks."
Credit Union Industry Commentary

RBC2: NCUA Doesn’t Know What The Future Holds (And Neither Do I)

Like generals, regulators are always fighting the last war.
Credit Union Industry Commentary

RBC2: Questionable Claims

Much of the logic surrounding RBC2 is absurd, especially the idea that it offers any more protection than effective examination.
Credit Union Industry Commentary

RBC2: Member-Owners Get Burned Both Ways

Reserves are different from capital, and with RBC2, credit union members pay the price.
Features

Gaining Influence In A Metropolitan Area

University Federal Credit Union is a mover and shaker in Central Texas.
Credit Union Industry Commentary

RBC2: What Capital Problem?

The argument that existing capital regulations are ineffective just doesn’t hold water.
Features

TILA/RESPA Preparation Check-In

Now is the time to get ready for mortgage disclosure changes coming Aug. 1.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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