Regulation

Credit Union Industry Commentary

RBC2: First, Do No Harm

This "fundamentally flawed" policy actually creates a capital problem.
Credit Union Industry Commentary

Is RBC2 The NCUA’s Duty?

Rick Metsger says the NCUA has a duty to protect the insurance fund against "material risks."
Credit Union Industry Commentary

RBC2: NCUA Doesn’t Know What The Future Holds (And Neither Do I)

Like generals, regulators are always fighting the last war.
Credit Union Industry Commentary

RBC2: Questionable Claims

Much of the logic surrounding RBC2 is absurd, especially the idea that it offers any more protection than effective examination.
Credit Union Industry Commentary

RBC2: Member-Owners Get Burned Both Ways

Reserves are different from capital, and with RBC2, credit union members pay the price.
Features

Gaining Influence In A Metropolitan Area

University Federal Credit Union is a mover and shaker in Central Texas.
Credit Union Industry Commentary

RBC2: What Capital Problem?

The argument that existing capital regulations are ineffective just doesn’t hold water.
Features

TILA/RESPA Preparation Check-In

Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Features

Using Fannie Mae’s Collateral Underwriter Helps Manage Risk

Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
Credit Union Industry Commentary

RBC2: Just Common Sense?

Systemic rules like RBC are always simplistic and inflexible, a kind of bureaucratic bludgeon.

5 Takeaways From Trendwatch

With shares outpacing loans and indirect lending bringing in fewer members, credit unions focused on what they do best in the fourth quarter: serving core members.

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A Core Conversion Story: How Arriba Advisors Helped Honor Credit Union Identity A Better Partner For Its Needs

Is Your Core Up To Speed?

These five quick benchmarks ensure your core platform fosters growth, adaptability, and member satisfaction — helping your institution keep a winning edge.

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211 United Way And Hello Credit Union

Say Hello To Help

A partnership between a North Florida credit union and United Way’s local 211 service addresses an array of social challenges while establishing the cooperative as a trusted local resource.

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