A 64-year-old member of ours who lost her husband to a sudden heart attack about a year and a half ago called recently to ask for help. Since the loss of her husband, she has had to make significant changes to her budget and spending and wanted to see if there was any way to save money on a monthly basis.
We noticed she had an auto loan with a pretty high rate and were able to refinance it at a lower rate, which resulted in a lower monthly payment for our member. This was a very big help for her!