Earnings By The Numbers (1Q 2016)
Return on assets fell to 0.75% at the end of the first quarter. What else happened to industry earnings?
Return on assets fell to 0.75% at the end of the first quarter. What else happened to industry earnings?
Retailers use sight, sound, smell, taste, and touch to their advantage every day. Credit unions can do the same.
Family Trust FCU uses a new headquarters building and artwork commissioned from local college students to underscore the connection between the cooperative and the community it serves.
This week, CreditUnions.com profiles institutions building and designing meaningful branch locations. Plus, we kickoff a special series detailing the search for Jim Blaine’s successor.
Low rate environment and soaring student debt lead to growing refinance boom in student lending.
Markets are set for day four of the summer snooze fest. If today ends up as dull as the first three days of this week, traders will have a lot of pent up energy to expend tomorrow.
PSCU Member Forum speakers offer lessons on listening to the front line and why to lead the process, not the content.
A common language, framework can help turn operational survival into strategic thriving. But getting there takes team development.
Credit unions have increased their credit card market share nearly 50% since the recession. What can you learn from the industry’s notable performers?
This week, CreditUnions.com compares and contrasts the different strategies credit unions are using to build their credit card portfolios.

As credit unions move from experimentation to adoption, leaders offer firsthand knowledge on what separates weak policies from strong ones that actually work.

How Members Cooperative focuses on structure, oversight, and clear expectations to ensure AI supports, not undermines, long term strategy.

As Hudson Valley Credit Union’s artificial intelligence chief, Preetha Sekharan holds a rare role in the industry, but it’s one that is likely to become far more common in the future.

Artificial intelligence for credit unions has moved from a future concept to today’s full-fledged leadership and governance challenge.

What happens when credit union performance data meets March Madness? Callahan’s proprietary model breaks down state-level results to forecast who takes home the hardware.

Nuvision’s Added Advantage program tracks member engagement across the credit union, then rewards relationships through better pricing and other perks.

CDFI grant funding helps the Florida cooperative offer microloans for small businesses after many banks pulled out of its market.

By aligning governance, leadership, and day to day operations, Marine Credit Union transformed its foundation from a parallel operation into a visible extension of the credit union brand.
Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.

AI governance matters as much as innovation when it comes to AI. Learn how BCU built an AI practice that prioritizes data integrity, risk management, and real world decision making.
Pent-Up Energy