CFPB Should Expand ‘Small Lender’ Definition
Qualified mortgage rules should reflect bigger credit unions as part of the solution, not part of the problem.
Qualified mortgage rules should reflect bigger credit unions as part of the solution, not part of the problem.
First mortgage loans outstanding and originations accelerated during the fourth quarter at the Florida credit union.
Albert Einstein hailed the power of compounding interest. But that power works both ways, as payday lenders well know.
A New Jersey credit union uses two channels to boost new auto loans in fourth quarter 2014.
To coincide with the merger webinar hosted by Callahan & Associates, here are four infamous examples and lessons from failed mergers in the communications and retail industries.
This week, CreditUnions.com takes a deeper dive into two complementary, yet often misused, concepts that underpin credit union success — productivity and efficiency.
Member One FCU offers three lessons gleaned from six years of operating a process improvement team.
Patelco Credit Union reduced its controllable expenses by 10% and shares ways other credit unions can, too.
These two mid-sized credit unions hold their own in terms of employee productivity and efficiency, even when compared to larger peers.
Student lending offers credit unions a chance to build early trust with a demographic that is getting tired of banks. And once that relationship is in place, the numbers can really add up.

Coastal Credit Union evaluates fintech through the lens of member value, strategic growth, and organizational readiness to implement new ideas.

Credit unions are making decisions about where to build, invest, and partner as they balance today’s priorities with tomorrow’s opportunities.

Industry leaders share how they approach fintech investment, balancing immediate needs with longer-term bets while keeping member value and mission at the center.

Credit unions that enable seamless movement between fiat and digital assets position themselves as a trusted on- and off-ramp.

The credit unions that win the next generation will be the ones that showed up early, when young members were forming habits and deciding whom to trust.

The challenge is no longer whether to adopt AI, but how to adopt it responsibly with the right governance, the right partners, and the right balance between technology and human oversight.

McKinsey projects trillions of dollars in growth across digital assets, with money movement emerging as one of the biggest opportunities.

The Indiana cooperative blends internal development with selective partnerships to meet members’ needs today now while positioning for what’s next.

The San Diego cooperative leans on its CUSO and the CURQL network to make fintech investments, but member needs still guide which solutions ultimately make it into the credit union’s operations.

Hands-on work with artificial intelligence tools is future-proofing staff members, giving them the confidence to adopt new technology and embrace efficiencies.
CFPB Should Expand ‘Small Lender’ Definition