Andrew Lepczyk
Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.
It’s Not The Fancy Stuff — It’s Bills Paid On Time
Americans increasingly value security over showy when it comes to financial happiness.
Americans Are Anxious. How Do Credit Unions Respond?
Credit unions are leaning into their values and fine-tuning outreach strategies to meet the emotional and financial needs of worried members.
5 Takeaways From Trendwatch
With economic uncertainty on the horizon, credit union members are moving money into lower-term deposits and paying down debt, helping to boost margins and lower ...
When It Comes To Wage Growth, Does It Finally Pay To Stay?
For the first time in 15 years, salary growth for loyal employees outpaces those who leap from job to job.
A Look Inside Consumer Sentiment
Recent drops in consumer sentiment indicators reveal a complex mix of financial pessimism, political influence, and generational divides.
The Callahan Guide To The 2025 Final Four
Bracket busted? Our predictions of the 2025 NCAA Men’s Basketball championship could help you pick a winner.
Higher Rates Bring More Non-Fixed Mortgages
Elevated interest rates make fixed-rate mortgages less attractive to borrowers. In today’s environment, adjustable-rate and balloon/hybrid options offer more attractive payments and short-term flexibility.
Credit Unions Deliver Impact. Members Are Here For It.
Better rates, lower fees, and steadfast community presence are returning real financial results for the credit union movement.
It’s More Expensive Than Ever For Members To Insure A Car
Recent data shows the cost of auto insurance has dramatically outpaced car prices in the last two decades.
5 Takeaways From Trendwatch 4Q 2024
With shares outpacing loans and indirect lending bringing in fewer members, credit unions focused on what they do best in the fourth quarter: serving core ...