Andrew Lepczyk
Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.

5 Takeaways From Trendwatch 1Q 2024
Andrew Lepczyk
May 13, 2024
Asset quality, liquidity, and revenue are all on the minds of credit union leaders. Here's what the data has to say about that and more.
Credit Unions Face Higher Expectations Than The Competition
Andrew Lepczyk
May 6, 2024
A 2022 survey indicates consumers expect credit unions to have a broader suite of products and services than any other type of financial services provider.
Could EVs Help Credit Unions Lure Younger Members?
Andrew Lepczyk
April 22, 2024
More than half of Americans younger than 50 say they would consider purchasing an electric vehicle. That’s an opportunity for credit unions.
Americans Report Favorable Views On Small Business
Andrew Lepczyk
April 15, 2024
Positive views of small business transcend political party, age, and gender.
Financial Fraud Hits Close To Home
Andrew Lepczyk
April 8, 2024
In 2023, 38% of financial institutions reported fraud loss between $500,000 and $1,000,000. What does this mean for credit unions?
For Good Governance, Make The Board Aware Of Liquidity Risk
Andrew Lepczyk
March 25, 2024
Credit unions are turning toward the Federal Reserve’s Bank Term Funding Program to mitigate liquidity pressure.
Looking For Deeper Insights? Consider The Median.
Andrew Lepczyk
March 11, 2024
The performance of the industry’s largest credit unions can skew averages; considering median data in performance analysis uncovers different insights.
Share Growth Changes Reflect Member Appetite For Higher Yields
Andrew Lepczyk
March 11, 2024
Members are moving their shares from liquid deposits to certificates in an effort to earn more from their money.
Where Are CDFI Designations Most Prevalent?
Andrew Lepczyk
February 26, 2024
A look at how CDFI credit unions stack up in performance as well as geography.
5 Takeaways From Trendwatch 2023
Andrew Lepczyk
February 9, 2024
What might performance in 2023 mean for 2024?