Andrew Lepczyk
Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.
Macroeconomic Indicators To Watch In 2024
Six data points showcase what's happening in the larger economy that could direct credit union decision-making for the rest of the year.
How Are Credit Unions Holding Up As ROA Dips Down?
Rising expenses and inefficiencies are contributing to declining returns for the industry.
Help Members Make Sense Of Social Media Mayhem
Online communities are rife with financial misinformation. Credit unions can help members — especially younger ones — sort the good intelligence from the bad.
5 Takeaways From Trendwatch 1Q 2024
Asset quality, liquidity, and revenue are all on the minds of credit union leaders. Here's what the data has to say about that and more.
Credit Unions Face Higher Expectations Than The Competition
A 2022 survey indicates consumers expect credit unions to have a broader suite of products and services than any other type of financial services provider.
Could EVs Help Credit Unions Lure Younger Members?
More than half of Americans younger than 50 say they would consider purchasing an electric vehicle. That’s an opportunity for credit unions.
Americans Report Favorable Views On Small Business
Positive views of small business transcend political party, age, and gender.
Financial Fraud Hits Close To Home
In 2023, 38% of financial institutions reported fraud loss between $500,000 and $1,000,000. What does this mean for credit unions?
For Good Governance, Make The Board Aware Of Liquidity Risk
Credit unions are turning toward the Federal Reserve’s Bank Term Funding Program to mitigate liquidity pressure.
Looking For Deeper Insights? Consider The Median.
The performance of the industry’s largest credit unions can skew averages; considering median data in performance analysis uncovers different insights.