Andrew Lepczyk
Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.

Borrowing Costs Pinch Credit Unions
Andrew Lepczyk
March 7, 2023
Line of credit usage increased just as the Federal Reserve began to hike interest rates, increasing the cost of borrowing for credit unions across the ...
Is Indirect Lending Worth The Cost?
Andrew Lepczyk
February 27, 2023
Pumping up membership via indirect loans can be beneficial, but the strategy has its downsides.
Making Predictions For The Big Game? Callahan Bowl XVII Can Help.
Andrew Lepczyk
February 6, 2023
A look at the lending performance of credit unions in Kansas City and Philadelphia offers a novel way to forecast the winner of this year’s ...
Mortgage Sales Fall To Decades-Long Low
Andrew Lepczyk
January 9, 2023
Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer
Rising Rates Drive Down Share Growth
Andrew Lepczyk
November 21, 2022
A confluence of major factors have resulted in some of the weakest share growth in several years.
How Can Credit Unions Respond To Quiet Quitting?
Andrew Lepczyk
November 10, 2022
As more and more young workers become detached from their jobs, what can credit union leaders do to re-engage their employees?
Liquidity Takes A Dive As Lending Ticks Up
Andrew Lepczyk
September 12, 2022
NET LIQUIDITY CHANGE FOR U.S. CREDIT UNIONS | DATA AS OF 06.30.22 © Callahan & Associates | CreditUnions.com The federal government took a variety of ...
GRAPH OF THE WEEK: Subordinated Debt Levels Surge
Andrew Lepczyk
August 22, 2022
U.S. Treasury investment and updated rules from the National Credit Union Administration have resulted in a massive jump in the number of credit unions issuing ...