Chris Howard

Chris Howard is a Senior Vice President at Callahan & Associates. When he’s not workingwith industry-leading credit unionson financial health and well-being, data analytics, fintechs, and credit union impact, he’s moderating a Callahan Executive Roundtable or consulting with any number of credit unions on topics ranging from strategy and governance to member engagement and performance.

Chris has more than 20 years of experience in the field of financial services, eight of those with Callahan. He was instrumental in the launch of Callahan Academyand frequently facilitates course discussion groups about sustainable business strategy, disruptive innovation, consumer-focused product development, and behavioral science.

Outside of financial services, Chris has worked as a U.S. Senate staffer, produced a TV show, taught college courses, written articles for think tanks, and tended bar. His varied background gives him a diverse array of perspectives from which to pull when working with clients on their strategic challenges. As a former banker, Chris saw firsthand how banks put stockholder needs above those of consumers and is dedicated to helping credit unions spread the word that their movement is here to serve average Americans.

When he’s not helping credit unions turn the for-profit model of financial services on its head, he’s exploring everything Washington, DC, has to offer — including museums, parks, food, and history. On pleasant days, Chris enjoys hitting the road on his bicycle or heading out into the countryside. On rainy ones, he opts for a book about politics or business. And, he considers any day a good day to enjoy a glass a fine wine.

Credit Union Industry Commentary

How To Create A Team That Survives And Thrives

A common language, framework can help turn operational survival into strategic thriving. But getting there takes team development.
Credit Union Industry Commentary

Cybersecurity Starts At The Top

A new study shows how little personal responsibility executives feel toward cybersecurity. Here’s why that’s wrong.
Credit Union Industry Commentary

Of CUSOs And Big Data

The collaborative model is the best — and perhaps only — way credit unions can compete in the critical realm of business intelligence and the ...
Credit Union Industry Commentary

25 Years In The Forest, Still Seeing Trees

It’s times like today when credit union executive teams most need a strategic mindset to lay the foundation for future success.
Credit Union Industry Commentary

Responding To Cyberthreats Is A Big Idea For 2016

Cyber risk touches every part of a credit union, so CEOs and other members of the C-suite must prepare for real-time, hands-on management of such ...
Credit Union Industry Commentary

Disruptive Collaboration Is A Big Idea For 2016

If credit unions can embrace the idea of Collaboration 3.0, they can become the disruptors rather than the disrupted.
Credit Union Industry Commentary

Banking’s Not Getting “Uberized” But Analytics Do Matter

Credit unions should get together to tackle data, overcome challenges, and compete.
Credit Union Industry Commentary

Supplemental Capital Is No Panacea

Supplemental capital is a useful tool that is long overdue; however, it is not without risk and potential complications.
Credit Union Industry Commentary

RBC2: You Might Not Like What Comes Next

Legal battle and years of uncertainty could follow a final rule like this.
Credit Union Industry Commentary

RBC2: First, Do No Harm

This "fundamentally flawed" policy actually creates a capital problem.
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