Credit Union Liquidity Profile By State

The failure of First Republic Bank in early May has consumers worried about liquidity in the financial system. Here’s where credit unions landed at year-end 2022.

The economic uncertainty that dogged 2022 continued into 2023 with elevated inflation and fears of recession overshadowing strong GDP, consumer spending, and employment numbers.

The failure of First Republic Bank in early May — on top of the failures of Silicon Valley Bank and Signature Bank earlier in 2023 — has consumers expressing concerns about the stability of the entire U.S. banking system and credit unions examining their own liquidity position. Here’s a look at how liquidity stacked up for the credit union system at year-end 2022.

Credit union liquidity profile by state
FOR U.S. CREDIT UNIONS | DATA AS OF 12.31.22
© Callahan & Associates | CreditUnions.com

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