Pre-Funding Hypothetical Future Losses: A Lesson From Hurricane Katrina
September 22, 2017
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The NCUA does not need to keep credit union corporate bailout money, if the past is still prologue.
Credit Union Industry Commentary
Put Your Data Where Your Mouth Is
September 22, 2017
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The much-publicized Google memo got me thinking. Finance is a traditionally male-dominated field. In credit union land, 51.4% of CEOs are female yet collectively manage only 18.5% of the industry’s assets.
Credit Unions Rally To NCUA’s Side. Will This Prove A Good Decision?
September 19, 2017
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Free from congressional oversight, how will the still-independent NCUA answer calls for its own financial answerability?
The Virtuous Circle Of Lower Fees And Higher Income
September 18, 2017
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Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.
A Seat At The Table Or A Place On The Ark?
September 11, 2017
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A CEO explains why his CUSO postponed its annual conference — aiding in hurricane recovery efforts and living cooperative ideals is just the beginning.
The Re-emergence Of The First-Time Homebuyer
September 7, 2017
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Remember the 90s? That’s the last time first-time homebuyers purchased homes at the same level as second quarter 2017.
Expect Drama In December
September 7, 2017
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Uncertainties regarding a new Fed chair, the debt ceiling, budget, and tax reform make it unlikely there will be a carefree Christmas.
The 4 Challenges Of Board Governance (Part 2)
September 5, 2017
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Each credit union needs to develop its own best practices for board governance, but there are some critical common themes.
The 4 Challenges Of Board Governance (Part 1)
September 5, 2017
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Each credit union needs to develop its own best practices for board governance, but there are some critical common themes.
Markets Remain Calm Despite Headline Noise
September 4, 2017
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Look beyond the headlines to better understand what is driving the market trends that impact the credit union investment portfolio.
Put Your Data Where Your Mouth Is
The much-publicized Google memo got me thinking. Finance is a traditionally male-dominated field. In credit union land, 51.4% of CEOs are female yet collectively manage ...
Credit Unions Rally To NCUA’s Side. Will This Prove A Good Decision?
Free from congressional oversight, how will the still-independent NCUA answer calls for its own financial answerability?
The Virtuous Circle Of Lower Fees And Higher Income
Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.
A Seat At The Table Or A Place On The Ark?
A CEO explains why his CUSO postponed its annual conference — aiding in hurricane recovery efforts and living cooperative ideals is just the beginning.
The Re-emergence Of The First-Time Homebuyer
Remember the 90s? That's the last time first-time homebuyers purchased homes at the same level as second quarter 2017.
Expect Drama In December
Uncertainties regarding a new Fed chair, the debt ceiling, budget, and tax reform make it unlikely there will be a carefree Christmas.
The 4 Challenges Of Board Governance (Part 2)
Each credit union needs to develop its own best practices for board governance, but there are some critical common themes.
The 4 Challenges Of Board Governance (Part 1)
Each credit union needs to develop its own best practices for board governance, but there are some critical common themes.
Markets Remain Calm Despite Headline Noise
Look beyond the headlines to better understand what is driving the market trends that impact the credit union investment portfolio.
Browse Topics
Why Financial Empowerment Matters More Than Financial Literacy
Savana Morie
Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.
42% Of U.S. Households Experience Financial Hardship
Tony Waltrich
More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.
Excite Foundation Breaks Down Barriers For Children’s Savings
Savana Morie
Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.
Consumers Are Financing The Future Any Way They Can
Aaron Passman
Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.
Credit Human Redefines ‘Green’ In The Heart Of Texas
Savana Morie
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.
CDFIs By The Numbers
Omar Shalabi
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.
Serving The Underserved Without Accepting Preventable Fraud Losses
Callahan & Associates
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.
Inside An In-School Model That Links Classrooms With College And Careers
Savana Morie
Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.
6 Credit Union Executive Priorities For 2026
Jay Johnson
Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.
What’s Next For Credit Union Earnings?
Omar Shalabi
As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.
Pre-Funding Hypothetical Future Losses: A Lesson From Hurricane Katrina