Credit Union Industry Commentary

Credit Union Industry Commentary

Something Wicked This Way Comes

Cybersecurity is a problem that defies easy definition, solution, provenance, and conclusion.
Credit Union Industry Commentary

Disruptor, Disrupted: The Choice Is Yours

Credit unions appear to be taking divergent paths, but will mission trump “bank lite” as the year unfolds?
Credit Union Industry Commentary

The Future Of Consumer Credit

Growth in consumer credit has sparked concern about credit quality. How will credit unions know when it’s really time to worry?
Credit Union Industry Commentary

Credit Unions Everywhere Live The “Members First” Motto

When employees prioritize what is best for the member, they demonstrate the cooperative difference.
Credit Union Industry Commentary

Turning A Deaf Ear To The Fed

Does the Fed still matter to bond traders?
Credit Union Industry Commentary

The Circus Is In Town

Will the health care bill make it to the floor? And how will the market respond to Congressional pressuring?
Credit Union Industry Commentary

An Engaged And Informed Owner Makes The Credit Union Industry Stronger

Why the merger system is too rigged for “insider gains.”
Credit Union Industry Commentary

Merger Notice On The Wall. How To Make Members Care At All?

The debate over credit union mergers should be about engaging member-owners as much as throwing shade at sales jobs by self-serving insiders.
Credit Union Industry Commentary

A Relief Rally

Bond traders responded fervently to yesterday's rate hike.
Credit Union Industry Commentary

It’s Time To SOAR

A focus on aspirations and results trumps obsessing about weaknesses and threats.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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