Credit Union Industry Commentary

Credit Union Industry Commentary

Naveo Navigates Its Name Change With A Brilliantly Simple Move

The Massachusetts credit union turns its debit card 90 degrees to improve functionality and impress the user.
Credit Union Industry Commentary

Why The Community Reinvestment Act Matters To Credit Unions

Credit unions might not be subject to CRA guidelines, but they still need to be aware of the value of CRA-eligible loans.
Credit Union Industry Commentary

RBC2: What Capital Problem?

The argument that existing capital regulations are ineffective just doesn’t hold water.
Credit Union Industry Commentary

RBC2: Just Common Sense?

Systemic rules like RBC are always simplistic and inflexible, a kind of bureaucratic bludgeon.
Credit Union Industry Commentary

RBC2: This Proposal Is No Solution

The NCUA is proposing an invasive, possibly illegal solution to a problem that does not exist.
Credit Union Industry Commentary

NCUA Repeats Its Favorite April Fools’ Day Joke

The Federal Credit Union Act requires the NCUA to submit an annual report to the President and Congress by April 1. Another year has come ...
Credit Union Industry Commentary

Don’t Believe The Hype

The bond bulls and economic bear crowd is over-hyping the potential for tomorrow’s jobs number to be a game changer.
Credit Union Industry Commentary

RBC2: Only One Mind To Change

Credit unions should focus their efforts on persuading NCUA board member Rick Metsger to change his mind on RBC.
Credit Union Industry Commentary

RBC2: It Ain’t Over Yet

NCUA will assume it's all peachy-keen unless the agency hears from credit unions.
Credit Union Industry Commentary

NCUSIF 2014 Audit Documents Significant Management Gaps

The annual performance of the share insurance fund is a real-world test of NCUA’s ability to identify future risk, document potential shortfalls, and accurately manage ...

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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