Credit Union Lending Models
Results from a Callahan & Associates online poll show which lending models lead to higher credit union performance.
Results from a Callahan & Associates online poll show which lending models lead to higher credit union performance.
Credit unions are increasing their share of the shrinking mortgage market.
Members expect more options for technology and convenience than ever before. The power of mobile not only provides that for members but also helps credit unions reduce costs.
Positive employee interactions improve member service, promote organizational culture, and build stronger teams.
Credit unions broke deposit records during second quarter 2015. Which state led the nation? And how are credit unions doing it?
A 2015 Callahan & Associates survey of 466 credit union CEOs and CFOs reveals attitudes and activity surrounding patronage dividends.
What do they do? How much do they cost? What do those initials mean? All that and more in this CreditUnions.com Graphic Of The Week.
Selecting a third-party vendor can be a long, stressful, and confusing process, but the following steps will help any credit union establish beneficial supplier relationships.
Strong consumer and real estate lending helped credit union loan originations set a record midyear high.
How do young people communicate? What brands do they like? How can employers attract them? All this and more in this CreditUnions.com Graphic Of The Week.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.

As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.