Mortgage Lending By The Numbers (2Q17)
See by how much the industry’s mortgage portfolio grew in the second quarter.
See by how much the industry’s mortgage portfolio grew in the second quarter.
Strong share growth at U.S. credit unions continued into the second quarter of 2017.
Strong loan production across all product segments underpins the industry’s lending momentum.
Data and insight from Callahan & Associates and industry suppliers.
Auto loans, the second-largest component of the credit union loan portfolio, expanded 13.8% over the past 12 months.
In the past five years, not only the types of mortgage originations but also the average size of first mortgages have changed.
For the 10th consecutive quarter, credit unions increased share balances. Share balances increased a record-breaking 8.4% and neared $1.2 trillion in the first quarter of 2017.
First quarter 2017 marked the 11th consecutive quarter that credit unions have posted double-digit lending growth.
Credit card lending is on the rise at the nation’s credit unions.
CUSOs help credit unions provide key services to members.

A look at year-end performance trends reveals how earnings, affordability pressures, and asset quality are redefining the operating environment heading into 2026.

Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan portfolio.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
Credit union asset quality didn’t collapse in 2025 — but it didn’t cooperate, either. What’s going on, and are credit unions prepared to respond in 2026?

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.
As credit unions move deeper into 2026, the earnings conversation is shifting. Elevated interest rates have boosted margins and strengthened earnings flexibility, but that advantage won’t persist indefinitely.
A radical shift is taking place in the way consumers move money and engage with their financial institution.

How the Michigan-based cooperative’s “Culture of Finance” curriculum is reframing financial education.