Market Snapshot: 4Q 2019
April 16, 2020
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Consumer optimism, debt levels, deposit balances, and more. Get a glimpse of what happened across the United States in the fourth quarter.
Features
Industry Trends: Loans (4Q19)
April 16, 2020
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2019 has been the most productive lending year in the history of the credit union movement. Despite coronavirus uncertainty, strong loan growth and low delinquency bode well for the strength of the credit union balance sheet in the months ahead.
The End Of The Decade As We Know It
April 16, 2020
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The industry ended fourth quarter on a high. What comes next is anybody’s guess.
Industry Trends: Member Relationships (4Q19)
April 16, 2020
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Virtually every credit union relationship metric is up over the past 10 years and market share has also expanded in all major loan categories. But the industry is increasingly deploying different operational techniques to further encourage stickier relationships.
Industry Trends: Earnings (4Q19)
April 16, 2020
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General uncertainty regarding the interest rate environment made it difficult for institutions to accurately price deposit and loan products, which is reflected in year-end income statements.
Macro Overiew And Industry Trends (4Q19)
April 15, 2020
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Despite a slow first quarter, the industry reported strong growth across core financials in the past 12 months. What else should credit unions know at fourth quarter?
The Young And The Innovative
April 14, 2020
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Fifteen finalists across four categories show what it means to push the leading edge in credit union technology and experience.
Humble, Hungry, And People Smart: The 2-Decade Reinvention Of Northern Credit Union
April 14, 2020
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Investments in culture and technology have underpinned the rise of this North Country cooperative.
Playing The Long Game
April 14, 2020
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Northern Credit Union’s technological capability is well beyond its asset size. Learn why the rural New York cooperative has been at the forefront of the self-service revolution.
5 Metrics That Explain Northern Credit Union’s Future Growth
April 14, 2020
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Geographical and service expansions will help the cooperative continue to flourish in its seventh decade.
Market Snapshot: 4Q 2019
Consumer optimism, debt levels, deposit balances, and more. Get a glimpse of what happened across the United States in the fourth quarter.
Industry Trends: Loans (4Q19)
2019 has been the most productive lending year in the history of the credit union movement. Despite coronavirus uncertainty, strong loan growth and low delinquency ...
The End Of The Decade As We Know It
The industry ended fourth quarter on a high. What comes next is anybody’s guess.
Industry Trends: Member Relationships (4Q19)
Virtually every credit union relationship metric is up over the past 10 years and market share has also expanded in all major loan categories. But ...
Industry Trends: Earnings (4Q19)
General uncertainty regarding the interest rate environment made it difficult for institutions to accurately price deposit and loan products, which is reflected in year-end income ...
Macro Overiew And Industry Trends (4Q19)
Despite a slow first quarter, the industry reported strong growth across core financials in the past 12 months. What else should credit unions know at ...
The Young And The Innovative
Fifteen finalists across four categories show what it means to push the leading edge in credit union technology and experience.
Humble, Hungry, And People Smart: The 2-Decade Reinvention Of Northern Credit Union
Investments in culture and technology have underpinned the rise of this North Country cooperative.
Playing The Long Game
Northern Credit Union’s technological capability is well beyond its asset size. Learn why the rural New York cooperative has been at the forefront of the ...
5 Metrics That Explain Northern Credit Union’s Future Growth
Geographical and service expansions will help the cooperative continue to flourish in its seventh decade.
Browse Topics
The Callahan Guide To The 2026 Final Four
Tony Waltrich
What happens when credit union performance data meets March Madness? Callahan’s proprietary model breaks down state-level results to forecast who takes home the hardware.
A Rewards Program That Relies On Relationships, Not Usage
Savana Morie
Nuvision’s Added Advantage program tracks member engagement across the credit union, then rewards relationships through better pricing and other perks.
Innovations Financial Bets Big On Small Business Lending
Aaron Passman
CDFI grant funding helps the Florida cooperative offer microloans for small businesses after many banks pulled out of its market.
How Marine Credit Union Shifted Its Foundation From Siloed To Symbiotic
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By aligning governance, leadership, and day to day operations, Marine Credit Union transformed its foundation from a parallel operation into a visible extension of the credit union brand.
How Today’s Market Is Stress-Testing Credit Union And Bank Earnings Models
Andrew Lepczyk
Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.
The Case For Marketing That Doesn’t Lead With The Credit Union
Savana Morie
Whitefish Credit Union barely mentions itself in its member stories. Instead, its high-quality video storytelling spotlights people, businesses, and communities, building trust, advocacy, and impact that don’t always show up in traditional ROI metrics.
Exit Interview: Deb Vollmer
Aaron Passman
The retired Langley FCU executive looks back on a career shaped by industry change, evolving leadership responsibility, and a constant focus on serving members first.
How Affinity FCU Became A Financial First Responder
Callahan & Associates
The New Jersey-New York metro credit union shares how a wellbeing-led strategy ensures members know where to turn first when life gets difficult.
Running With Scissors: The Bold Side Of Personalization
Callahan & Associates
To become skilled at personalization, credit unions must stop making assumptions about what resonates with members and start leveraging data to be sure.
A Short Guide To Compliance With The New Succession Planning Rule
Jennie Boden
Check all the right boxes while tying your credit union compliance efforts to strategy.