The appraisal industry has undergone steady changes in valuation modernization, but those changes are about to rise to a whole new level. The GSEs are preparing to release Digital Hybrid Appraisal into policy in 2025, vacating the traditional 1004 URAR and other forms and replacing them with a new universal appraisal report. Additionally, credit unions

There have been few more uncertain times recently than those facing the U.S. housing market. High mortgage rates, low housing inventory, and political and economic environments best described as rocky, if not outright perilous. However, with the September half-point cut in the Fed rate and a new Presidential administration ready to take the helm in

When it comes to successful financial services, the devil is always in the details, and those details should include the most comprehensive data possible. That’s especially true with home equity loans and lines of credit, where consumer ownership data combines with market data to create complex, but also compelling opportunities for credit unions that want