7 Ratios Every Employee Should Know About Credit Union Lending
Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.
Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.
As lending rolls along at U.S. credit unions, members show their appreciation by making timely payments.
People in the know share what they know as the new year unfolds.
Lending is strong, asset quality is, too, as third quarter performance data rolls in.
First quarter lending at credit unions contributed to an expanding balance sheet.
On display at ACUC: Resilience in the credit union movement, among members, and at the institutions themselves.
ALL insights and observations for year-end 2012.
Twenty-eight graphs, charts, and maps that evaluate credit union performance in the fourth quarter of 2016.
More options might seem like a good idea, but streamlined offerings also benefit both credit unions and their members.
Use these metrics to better understand what third quarter auto data means to a credit union’s loan portfolio.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.