Credit Cards

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Leaders In Average Loan Balances (2Q18)

Many credit unions with high loan balances are in pricey areas and serve tightly knit SEGs.
Industry Insights

Black Friday, Card Usage, And Loan Balances

Five can't-miss data points this week on CreditUnions.com.
Industry Insights

Incentives For Purpose, Money Market Rates, And 5-Star Reviews

Five can't-miss data points this week on CreditUnions.com.
Features

Applying Lessons Learned From EMV To Faster Payments

Listening, communication, and adaptability can again power success on a new payment rail.
Industry Insights

Credit Cards By The Numbers (2Q18)

Although credit card penetration rates held steady at 17.3%, credit card loan balances increased 9.1% annually.
Industry Insights

Keeping The Deposits Matters As Much As Controlling The Payments

Panelists at the Credit Union Summit during PayThink 2018 discuss Zelle, product integration, and staying relevant.
Industry Insights

The Payments Ecosystem Is Changing. Will You Be Ready?

3 takeaways from the Electronic Transactions Association’s TRANSACT Tech DC/ FinTech Policy Forum.
Features

Alexa, How Does Numerica Do Payments?

Early adoption and member convenience drive strategy at this Spokane cooperative.
Features

Maximizing Profit Through Risk-Based Pricing

Risk-based pricing helps credit card programs succeed and comply by rewarding low credit risk behaviors and increasing access to the underserved.
Features

Payments Space Invaders: Who’s Stealing Your Swipes?

Tech-savvy credit union executives and seasoned consultants share strategy and payments plays that deserve a second look.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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