Credit Cards

Cash Is King In Low-Income Homes

A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use other payment methods.

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CreditUnions.com 2022: Best Of Lending

As we celebrate the holiday season, the office of Callahan & Associates will be closed Dec. 26 through Jan. 2. Enjoy this selection of the best of 2022, and we’ll see you in 2023.   A Call For Cooperatives To Close The Racial Homeownership Gap GreenState Credit Union has committed $1 billion toward home loans

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Features

Data And Analytics: Unlocking Insights To Stay Competitive

Financial institutions have a wealth of data available to generate insights to inform difficult decisions about how to adapt and thrive in real time.
Blogs

I Needed A Credit Card. My Credit Union Couldn’t Help

After seeking a credit card to use during a semester abroad, a college student laments that her credit union couldn’t meet her needs as well ...
Graph Of The Week

Cash Is King In Low-Income Homes

A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use ...
Features

CreditUnions.com 2022: Best Of Lending

As we celebrate the holiday season, the office of Callahan & Associates will be closed Dec. 26 through Jan. 2. Enjoy this selection of the ...
Features

Wings Financial Scores Major Points With Its Amazon-Loving Members

The Twin Cities cooperative is the first credit union to let members use their credit card points to shop with the e-commerce titan.
Features

Credit Unions Pivot In Response To Rising Rates (Part 2)

Credit unions balance agility and liquidity as they raise rates on what they pay and what they lend while keeping an eye on members’ financial ...
Features

Credit Unions Pivot In Response To Rising Rates (Part 1)

Credit unions balance agility and liquidity as they raise rates on what they pay and what they lend while keeping an eye on members’ financial ...
Graph Of The Week

Credit Card Lending Rebounds As Savings Declines

Record inflation has contributed to a surge in credit card spending, reversing a trend noted early in the pandemic.

Paying Loans Shouldn’t Be Difficult

Paying loans shouldn’t be difficult. The easier it is to pay your loans, the more likely you will have on-time payments and payers that want ...
Graph Of The Week

Credit Card Delinquency Rates Inching Back Up

After a decline in consumer spending during the pandemic, the end of government relief programs has contributed to an increase in credit card usage – ...

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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