5 Takeaways From Trendwatch 2023
February 9, 2024
No Comments
What might performance in 2023 mean for 2024?
Credit Cards
24% Of Consumers Would Choose Local FIs For Credit Cards
February 5, 2024
No Comments
Smaller financial institutions can maximize their competitiveness by providing key features that cardholders value, including rewards programs and the ability to split payments.
Holiday Spending Is Poised To Reach Nearly $1 Billion
December 18, 2023
No Comments
Consumers are spending 60% more than they did a decade ago, and data shows credit union members might be especially likely to put this year’s bill on a credit card.
Digital Issuance: Enhancing Experiences And Recovering Revenue
November 13, 2023
No Comments
Credit unions can make themselves top of wallet by meeting member demand for convenience and speed.
Top 5 Questions For Credit Union Leaders
November 6, 2023
No Comments
What you need to know about outsourcing a credit card program and what to consider when seeking a partner.
Lessons In Liquidity: How 2 Sunbelt Cooperatives Attract Deposits
October 23, 2023
No Comments
Checking and certificate accounts raise cash for lending and support liquidity needs at Credit Union West and Texas Trust.
Consumers Give The Economy Two Thumbs Down
October 17, 2023
No Comments
Increased pessimism — and credit card balances — present credit unions with the opportunity to help members improve their financial wellbeing.
5 Practical Tips To Boost Cardholder Confidence In Your Credit Program
September 11, 2023
No Comments
Cardholders have an array of credit options. Here’s how to make your card stand out.
How To Navigate Risks And Evaluate Your Credit Card Program
September 11, 2023
No Comments
Credit card loans have a higher risk profile than any other loans on the balance sheet. Now is the time to perform due diligence on your credit card assets.
Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy
August 7, 2023
No Comments
Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
24% Of Consumers Would Choose Local FIs For Credit Cards
Smaller financial institutions can maximize their competitiveness by providing key features that cardholders value, including rewards programs and the ability to split payments.
Holiday Spending Is Poised To Reach Nearly $1 Billion
Consumers are spending 60% more than they did a decade ago, and data shows credit union members might be especially likely to put this year’s ...
Digital Issuance: Enhancing Experiences And Recovering Revenue
Credit unions can make themselves top of wallet by meeting member demand for convenience and speed.
Top 5 Questions For Credit Union Leaders
What you need to know about outsourcing a credit card program and what to consider when seeking a partner.
Lessons In Liquidity: How 2 Sunbelt Cooperatives Attract Deposits
Checking and certificate accounts raise cash for lending and support liquidity needs at Credit Union West and Texas Trust.
Consumers Give The Economy Two Thumbs Down
Increased pessimism — and credit card balances — present credit unions with the opportunity to help members improve their financial wellbeing.
5 Practical Tips To Boost Cardholder Confidence In Your Credit Program
Cardholders have an array of credit options. Here’s how to make your card stand out.
How To Navigate Risks And Evaluate Your Credit Card Program
Credit card loans have a higher risk profile than any other loans on the balance sheet. Now is the time to perform due diligence on ...
Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy
Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
Browse Topics
3 Ways The Balance Sheet Is Adjusting To New Borrowing Habits
Roman Ojala
Consumers are adjusting their financing habits to the new economy, and as economic realities shift, members are rethinking how — and where — they access credit.
Macroeconomics: First-Quarter Trends Or Headwinds?
Andrew Lepczyk
Six data points showcase key dynamics shaping the U.S. economy that could direct credit union decision-making in the year to come.
Risk In Motion: Why Your Risk Program Needs To Move Faster
Callahan & Associates
Risk might or might not impact your organization, but you must be ready regardless.
Credit Union Asset Quality In 1Q 2025
Tony Waltrich
Delinquency and charge-offs have largely plateaued from last year. Encouragingly, many products improved compared to the previous quarter.
Credit Union Savers Favor Flexibility Over Returns
Sherry Virden
Members are changing the way they deposit their money, saving more and opting for lower-yielding, more liquid account types.
Quarterly Market Snapshot And Two-Year Financial Statement
Andrew Lepczyk
Quarterly performance reports from Callahan & Associates highlight important metrics from across the credit union industry. Comparing top-level performance and digging into the financial statement has never been easier.
Tracy Verner Is Breaking Barriers In St. Louis Finance
Savana Morie
The community development manager at Alltru FCU turned in her barbells for bank accounts and is building access one account at a time.
From Internship To Credit Union Career
Aaron Passman
With the academic year over, students across the country are moving into internships — some of those young workers will be the future of the industry.
Is It Time To Rethink In-House Collections? Strategic Considerations For Financial Institutions.
Callahan & Associates
Rising costs, limited staffing and evolving compliance expectations are pushing leaders to reevaluate how and who should handle collections.
Forging A Bridge From Classroom To Career
Andrew Lepczyk
Credit union internship programs address equity and access, offering the extra credit students need as they prepare to enter the workforce.