Money In The (Credit Union)
The industry is posting record lending growth, and credit unions are increasing deposits to even out the balance sheet. See how this week on CreditUnions.com.
The industry is posting record lending growth, and credit unions are increasing deposits to even out the balance sheet. See how this week on CreditUnions.com.
Whether it’s implementing a mobile wallet or developing a risk-based pricing strategy for a card product, credit unions must be ready to evolve to keep up in today’s rapidly changing payments space.
No hoax here. The search giant and mobile mogul are set to launch their answer to Apple Pay.
Tracking firm reports a decline in consumer use while credit union processors say they’re seeing increasing adoption.
In an effort to shore up its incessant losses, the USPS has a plan to offer financial services to the unbanked and underbanked.
Members who more readily accept new self-service options are a market segment worth cultivating.
Preparation, speculation underway as same-day settlement gets green light on nation’s largest payment rail.
Retailer’s Apple Pay play leads to predictions of competitor’s death that some say are premature.
BCU breaks down the strategy it used to increase shares 9.8%.
When it comes to payment rails, ACH is so big it’s almost taken for granted, like electricity. Work is underway to keep it from becoming the third rail.

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.

Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.

After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.

The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.

How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.

How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.

Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.