Dividends

Divide and Conquer

Patronage dividends enhance relationships and the bottom line, but they demand a thorough cost-benefit analysis.

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State In The Spotlight: Pennsylvania

Besting national averages across various penetration and efficiency rates, financial cooperatives in the Keystone State are efficiently serving members and expanding books of business with their current staffing models.

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State In The Spotlight: Texas

The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess with Texas.”

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Industry Insights

2 Credit Unions Surpassing Industry Averages In Dividend Ratios

Star One Credit Union and Dow Chemical Employees Credit Union posted impressive dividend numbers in the second quarter of 2017.
Industry Insights

A Country Divided?

Strategies to reward loyal patrons differ among financial institutions as well as from region to region.
Features

Divide and Conquer

Patronage dividends enhance relationships and the bottom line, but they demand a thorough cost-benefit analysis.
Features

The 2016 Credit Union Leaders

At year-end 2016, see which credit unions lead the way in six key cooperative metrics.
Industry Insights

State In The Spotlight: Pennsylvania

Besting national averages across various penetration and efficiency rates, financial cooperatives in the Keystone State are efficiently serving members and expanding books of business with ...
Industry Insights

It’s A Great Time To Be A Credit Union

This quarter, Credit Union Strategy & Performance is all about showing off successes and looking forward to the future.
Industry Insights

State In The Spotlight: Texas

The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess ...
Features

Capital Options: One Credit Union’s Innovative Solution

One of the most important issues facing credit unions today is capital options. San Francisco Fire CU has developed an innovative solution in the form ...
Features

Productivity Measures Vary Among Billion Plus

The net spread per employee ratio is a productivity measure that portrays a wide array of business models among credit unions over $1 billion in ...
Features

Virtuous Cycle: A Retention Model for Successful Growth

Three mutually reinforcing relationships at the core of the virtuous cycle promote credit union growth, even during times of economic fluctuation.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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