Efficiency

Industry Insights

Performance Pop Quiz: Have Credit Union Earnings Reached New Heights?

Test your knowledge of third quarter industry trends with this quiz on earnings by Callahan & Associates.
Industry Insights

Black Friday, Card Usage, And Loan Balances

Five can't-miss data points this week on CreditUnions.com.
Industry Insights

Efficiency By The Numbers (2Q18)

The credit union industry's efficiency ratio of 69.8% as of June 30 was the lowest it's been since 2010.
Features

A Bot In Need Is A Friend Indeed

Robotic process automation at Suncoast Credit Union allows the Florida cooperative to dial up assistance when disaster strikes.
Features

400,000 Reasons Truliant Has Automated Transaction Reconciliation

The North Carolina credit union is halfway through moving away from the time-consuming process of manual ledger reconciliation.
Industry Insights

More Branches, Youth Deposits, And Online Reviews

Five can’t-miss data points this week on CreditUnions.com.
Industry Insights

Efficiency By The Numbers (1Q18)

U.S. credit unions reported the lowest ever first quarter efficiency ratio in 2018.
Features

Trends In Automated Decisioning For Consumer Lending

Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. Read about the results in this interactive ...
Industry Insights

Regional Performance Report: Central Credit Unions

Credit unions headquartered in the Central Region reported more loan accounts per members than those headquartered in other states. In what other areas did these ...
Industry Insights

Regional Performance Report: Mid-Atlantic Credit Unions

Credit unions in the Mid-Atlantic reported faster MBL growth than credit unions outside the region. In what other areas did these Mid-Atlantic cooperatives excel?

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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