Lending By The Numbers (1Q18)
First quarter lending at credit unions contributed to an expanding balance sheet.
First quarter lending at credit unions contributed to an expanding balance sheet.
Future losses will soon be part of the equation for calculating reserves, and there’s much work to be done.
Five can’t-miss data points this week on CreditUnions.com.
What credit unions need to know about members, lending, asset quality, share balances, and more at first quarter 2018.
Despite numbering only 19, credit unions in Vermont turned out an impressive performance.
Credit unions added 4.7 million net new members in the past 12 months, and the NCUA’s equity distribution helped push ROA to 0.90%. What else happened in the first quarter?
New economic realities pushed SouthPoint Financial to expand into other segments of its loan portfolio. Here’s how it handled the exponential growth that followed.
Secondary capital supports lending and financial services as well as buffers against the impact of potential losses. But how much do credit unions use it?
Member, market share, and revenue growth lead the way.
Numbers show that credit unions engaged with multi-owned CUSOs outperform those who aren’t.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.