Industry Performance By The Numbers (3Q 2016)
Twenty-eight graphs, charts, and maps that evaluate credit union performance in the third quarter of 2016.
Twenty-eight graphs, charts, and maps that evaluate credit union performance in the third quarter of 2016.
Five can’t-miss data points featured this week on CreditUnions.com.
With market uncertainty, it’s surprising to see a quarter-over-quarter and year-over-year increase in investments. Less surprising is the attraction of short-term investments.
New DOL Fiduciary Rule is an opportunity to assess credit unions’ long-term goals for their investment advisors.
Continued loan demand draws down investment balances.
Generations FCU explains how it uses the investment portfolio as a vehicle that produces income in its own right.
Although there are differences in bond rates around the world, they are all trading in the same direction.
Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined by the NCUA.
Which credit unions are investing dollars in and loaning money to credit union service organizations?
Patelco Credit Union tracks referrals from front line staff to their investment program. Doing so has lead to increased wallet share.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those loans.
Sink Or Swim?