Credit Card Balances Expand Through 2018
Delinquency in this portfolio remains the highest for any major credit union loan product.
Delinquency in this portfolio remains the highest for any major credit union loan product.
First mortgages added $36.3 billion to the total loan portfolio in 2018.
Credit unions reaped the benefits of upward rate movement and the associated repricing benefits for new loan originations in 2018.
How many credit unions offer a convenient and valuable experience that doesn’t require stepping foot into a physical branch?
More Americans are turning to credit unions and their member-focused, non-profit financial model.
Annual credit union loan growth was slower in 2018 than in 2017, but there is still evidence that loan demand remains robust.
Share growth continued to lag loan growth, which put further liquidity pressure on the industry.
Many credit unions with high loan balances are in pricey areas and serve tightly knit SEGs.
Callahan spotlights credit unions of all sizes that return the most value to members.
HSAs give members a way to save for medical expenses and credit unions the potential to increase share growth.

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.

Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.

After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.

The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.

How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.

How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.

Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.