Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

Stable Economy. Strained Households.

Wages briefly caught up with inflation, but rising costs have pushed them back into negative territory. Here’s what that shift means for member finances and credit union performance.

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Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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Blogs

Stable Economy. Strained Households.

Wages briefly caught up with inflation, but rising costs have pushed them back into negative territory. Here’s what that shift means for member finances and ...

How Credit Unions Are Rethinking Loan Payments

Join us for a discission on how Alabama Credit Union transformed loan payments from a manual, call-center-driven process into a modern, multi-channel member experience.
Blogs

Cost Pressures Are Changing Member Behavior

First quarter data shows how rising costs are pushing consumers toward flexibility and reshaping borrowing and saving habits.
Features

Keep The Mortgage. Ditch The Fees.

A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Features

3 Ways To Market For HELOC Success

Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Blogs

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies ...
Features

Small House, Big Opportunity: 2 Takes On Manufactured Home Loans

Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Blogs

Mortgage Lending Is Back, But It Looks Different

After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in ...
Blogs

Where Have All The Members Gone?

Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?
Blogs

5 Takeaways From First Quarter Credit Union Performance Data

Inflation, war, and uncertain futures have reshaped members' needs in 2026. What does credit union performance data from the first quarter of 2026 say about ...
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