Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Member Business Lending Grows In Third Quarter
November 15, 2016
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The industry sets new records as the portfolio tops $58 billion. The top 10 list spans the nation.
National And State Trends From The Latest HMDA Data
November 15, 2016
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The latest HMDA data is here. Check out trends in the mortgage industry, including state leaders.
A Brief Look At Trends In Automated Decisioning
November 14, 2016
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Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. What did it find?
Homeowner Trends In The United States
November 14, 2016
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HMDA data reveals who is, and who isn’t, taking out mortgages.
Day 1 Certainty Will Help Credit Unions Serve Customers
November 14, 2016
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Enhanced validation service and property inspection waivers will save credit unions’ borrowers time and money.
A Strategy To Borrow Responsibly And Save Sensibly
November 14, 2016
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Freedom First’s microloan program helps low-income members build credit and a nest egg.
How Credit Union Of America Increased Pull-Through Of TBD Applications By 52% In 3 Months
November 14, 2016
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Mortgage lending success in today’s marketplace begins with clear, timely communications with members.
Ask The Experts: Disparate Impact
November 14, 2016
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CRIF Achieve helps credit unions comply with fair lending regulations.
Getting To Yes, Mortgage Trends, And Payday Alternatives
November 14, 2016
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Four can’t-miss data points featured this week on CreditUnions.com.
GTE By The Numbers
November 7, 2016
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The team at GTE FCU managed the credit union through home prices declines and high unemployment.
Member Business Lending Grows In Third Quarter
The industry sets new records as the portfolio tops $58 billion. The top 10 list spans the nation.
National And State Trends From The Latest HMDA Data
The latest HMDA data is here. Check out trends in the mortgage industry, including state leaders.
A Brief Look At Trends In Automated Decisioning
Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. What did it find?
Homeowner Trends In The United States
HMDA data reveals who is, and who isn't, taking out mortgages.
Day 1 Certainty Will Help Credit Unions Serve Customers
Enhanced validation service and property inspection waivers will save credit unions’ borrowers time and money.
A Strategy To Borrow Responsibly And Save Sensibly
Freedom First’s microloan program helps low-income members build credit and a nest egg.
How Credit Union Of America Increased Pull-Through Of TBD Applications By 52% In 3 Months
Mortgage lending success in today’s marketplace begins with clear, timely communications with members.
Ask The Experts: Disparate Impact
CRIF Achieve helps credit unions comply with fair lending regulations.
Getting To Yes, Mortgage Trends, And Payday Alternatives
Four can't-miss data points featured this week on CreditUnions.com.
GTE By The Numbers
The team at GTE FCU managed the credit union through home prices declines and high unemployment.
Browse Topics
Meet The Finalists For The 2026 Innovation Series: Data And Decision Intelligence
Callahan & Associates
This year’s finalists are reimagining how credit unions use data to boost service levels and improve efficiencies.
A New Product Playbook Is Driving Change At Premier Credit Union
Savana Morie
In order to adopt a more proactive strategy, the Iowa cooperative is using a dedicated product development team to promote visibility and follow-through from idea to launch.
Meet The Finalists For The 2026 Innovation Series: AI-Powered Member Experience
Callahan & Associates
This year’s finalists are reimagining how credit unions can use AI to combine cutting-edge technology with old-school member service.
When Members Don’t Turn To FIs, They Turn To Friends And Family
Andrew Lepczyk
Financial advice comes in many forms. How can credits union make sure they are the No. 1 choice for their members?
Meet The Finalists For The 2026 Innovation Series: Reimagining The Lending Experience
Callahan & Associates
This year’s finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.
A Small Match Builds Big Emergency Savings At Lake Trust
Aaron Passman
A program to help staffers improve their savings skills generated more than $200,000 in deposits and helped change participants’ financial habits.
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.