Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
TILA/RESPA Preparation Check-In
April 6, 2015
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Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Use Data To Maximize Limited Window Of Opportunity
April 6, 2015
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Credit unions can use number crunching to identify mortgage and HELOC candidates.
Using Fannie Mae’s Collateral Underwriter Helps Manage Risk
April 6, 2015
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Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
Hitting A Home Run With Home Mortgages
April 6, 2015
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Strong partnerships can push credit union lending business around the base paths.
Motivating Millennial Homebuyers
April 6, 2015
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Low down payments and social media can help mortgage lenders speak language Gen Y buyers understand.
There’s No Place Like Home
April 6, 2015
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What are credit unions doing to increase their visibility in the mortgage market?
Credit Unions And The U.S. Housing Market
April 6, 2015
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Homeownership rates, origination volume, market share, and more in this Graphic Of The Week.
Anatomy Of A Community Credit Union
April 3, 2015
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For Wisconsin-based Community First Credit Union, putting community first isn’t just a choice of name, it is a strategic differentiation.
The Engine of the Institution
April 3, 2015
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Products and services drive organic growth and deeper relationships at United FCU.
Diary of a Recovery
April 3, 2015
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Joe Brancucci, CEO of GTE Federal Credit Union, shares his perspective on positioning the Florida cooperative for the future.
TILA/RESPA Preparation Check-In
Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Use Data To Maximize Limited Window Of Opportunity
Credit unions can use number crunching to identify mortgage and HELOC candidates.
Using Fannie Mae’s Collateral Underwriter Helps Manage Risk
Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
Hitting A Home Run With Home Mortgages
Strong partnerships can push credit union lending business around the base paths.
Motivating Millennial Homebuyers
Low down payments and social media can help mortgage lenders speak language Gen Y buyers understand.
There’s No Place Like Home
What are credit unions doing to increase their visibility in the mortgage market?
Credit Unions And The U.S. Housing Market
Homeownership rates, origination volume, market share, and more in this Graphic Of The Week.
Anatomy Of A Community Credit Union
For Wisconsin-based Community First Credit Union, putting community first isn’t just a choice of name, it is a strategic differentiation.
The Engine of the Institution
Products and services drive organic growth and deeper relationships at United FCU.
Diary of a Recovery
Joe Brancucci, CEO of GTE Federal Credit Union, shares his perspective on positioning the Florida cooperative for the future.
Browse Topics
What Makes Good AI Policy? Start With Curiosity And Accountability.
Marc Rapport
As credit unions move from experimentation to adoption, leaders offer firsthand knowledge on what separates weak policies from strong ones that actually work.
Governance And Guardrails Help Credit Unions Navigate AI
Aaron Passman
How Members Cooperative focuses on structure, oversight, and clear expectations to ensure AI supports, not undermines, long term strategy.
What’s In A Name: Chief AI Officer
Aaron Passman
As Hudson Valley Credit Union’s artificial intelligence chief, Preetha Sekharan holds a rare role in the industry, but it’s one that is likely to become far more common in the future.
All Eyes On AI
Aaron Passman
Artificial intelligence for credit unions has moved from a future concept to today’s full-fledged leadership and governance challenge.
The Callahan Guide To The 2026 Final Four
Tony Waltrich
What happens when credit union performance data meets March Madness? Callahan’s proprietary model breaks down state-level results to forecast who takes home the hardware.
A Rewards Program That Relies On Relationships, Not Usage
Savana Morie
Nuvision’s Added Advantage program tracks member engagement across the credit union, then rewards relationships through better pricing and other perks.
Innovations Financial Bets Big On Small Business Lending
Aaron Passman
CDFI grant funding helps the Florida cooperative offer microloans for small businesses after many banks pulled out of its market.
How Marine Credit Union Shifted Its Foundation From Siloed To Symbiotic
Savana Morie
By aligning governance, leadership, and day to day operations, Marine Credit Union transformed its foundation from a parallel operation into a visible extension of the credit union brand.
How Today’s Market Is Stress-Testing Credit Union And Bank Earnings Models
Andrew Lepczyk
Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.
How Does BCU Put AI Policy Into Practice?
Marc Rapport
AI governance matters as much as innovation when it comes to AI. Learn how BCU built an AI practice that prioritizes data integrity, risk management, and real world decision making.