Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
CFPB Should Expand ‘Small Lender’ Definition
February 13, 2015
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Qualified mortgage rules should reflect bigger credit unions as part of the solution, not part of the problem.
Orlando FCU Posts Year-End Mortgage Success
February 12, 2015
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First mortgage loans outstanding and originations accelerated during the fourth quarter at the Florida credit union.
Compounding The Problem
February 12, 2015
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Albert Einstein hailed the power of compounding interest. But that power works both ways, as payday lenders well know.
McGraw-Hill Drives Auto Lending Higher
February 12, 2015
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A New Jersey credit union uses two channels to boost new auto loans in fourth quarter 2014.
Build Younger Relationships Through Private Student Lending
February 9, 2015
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Student lending offers credit unions a chance to build early trust with a demographic that is getting tired of banks. And once that relationship is in place, the numbers can really add up.
Economic Up Tempo May Prompt Rate Ratchet
February 6, 2015
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Rising wages, employment may be greeted by rate hikes as Fed works to direct economic harmony.
What To Watch In Payments In 2015
February 2, 2015
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Retailers, interchange beneficiaries, and merchants all want to circumvent the card networks.
How To Bounce Back When Your Auto Portfolio Bottoms Out
January 26, 2015
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When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new focus, a fresh marketing campaign, and different metrics.
How After-Hours Underwriting Boosts Auto Lending
January 26, 2015
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Increase profits by processing loans after your doors close.
How Indirect Lending Helped Oregon Community Achieve 5.6% Market Share
January 26, 2015
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At the close of 2014, the Beaver State cooperative was the No. 3 lender in Oregon, trailing only Wells Fargo and Toyota Motor Credit.
Orlando FCU Posts Year-End Mortgage Success
First mortgage loans outstanding and originations accelerated during the fourth quarter at the Florida credit union.
Compounding The Problem
Albert Einstein hailed the power of compounding interest. But that power works both ways, as payday lenders well know.
McGraw-Hill Drives Auto Lending Higher
A New Jersey credit union uses two channels to boost new auto loans in fourth quarter 2014.
Build Younger Relationships Through Private Student Lending
Student lending offers credit unions a chance to build early trust with a demographic that is getting tired of banks. And once that relationship is ...
Economic Up Tempo May Prompt Rate Ratchet
Rising wages, employment may be greeted by rate hikes as Fed works to direct economic harmony.
What To Watch In Payments In 2015
Retailers, interchange beneficiaries, and merchants all want to circumvent the card networks.
How To Bounce Back When Your Auto Portfolio Bottoms Out
When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new ...
How After-Hours Underwriting Boosts Auto Lending
Increase profits by processing loans after your doors close.
How Indirect Lending Helped Oregon Community Achieve 5.6% Market Share
At the close of 2014, the Beaver State cooperative was the No. 3 lender in Oregon, trailing only Wells Fargo and Toyota Motor Credit.
Browse Topics
A Rewards Program That Relies On Relationships, Not Usage
Savana Morie
Nuvision’s Added Advantage program tracks member engagement across the credit union, then rewards relationships through better pricing and other perks.
Innovations Financial Bets Big On Small Business Lending
Aaron Passman
CDFI grant funding helps the Florida cooperative offer microloans for small businesses after many banks pulled out of its market.
How Marine Credit Union Shifted Its Foundation From Siloed To Symbiotic
Savana Morie
By aligning governance, leadership, and day to day operations, Marine Credit Union transformed its foundation from a parallel operation into a visible extension of the credit union brand.
How Today’s Market Is Stress-Testing Credit Union And Bank Earnings Models
Andrew Lepczyk
Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.
The Case For Marketing That Doesn’t Lead With The Credit Union
Savana Morie
Whitefish Credit Union barely mentions itself in its member stories. Instead, its high-quality video storytelling spotlights people, businesses, and communities, building trust, advocacy, and impact that don’t always show up in traditional ROI metrics.
Exit Interview: Deb Vollmer
Aaron Passman
The retired Langley FCU executive looks back on a career shaped by industry change, evolving leadership responsibility, and a constant focus on serving members first.
How Affinity FCU Became A Financial First Responder
Callahan & Associates
The New Jersey-New York metro credit union shares how a wellbeing-led strategy ensures members know where to turn first when life gets difficult.
Running With Scissors: The Bold Side Of Personalization
Callahan & Associates
To become skilled at personalization, credit unions must stop making assumptions about what resonates with members and start leveraging data to be sure.
A Short Guide To Compliance With The New Succession Planning Rule
Jennie Boden
Check all the right boxes while tying your credit union compliance efforts to strategy.
Industry Intelligence For Credit Union Leaders
Callahan & Associates
Looking for quarterly data coverage, expert analysis, lessons from leading credit unions, and more? Callahan has it covered. Comparing top-level performance and digging into the details has never been easier.
CFPB Should Expand ‘Small Lender’ Definition