Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
7 Credit Unions. 2 Questions About Prepping For More Pandemic Fallout
June 22, 2020
No Comments
Cooperatives from coast to coast are boosting PLL and collections while continuing member outreach.
How RBFCU Cultivated Staff’s Skills While Saving Members’ Finances
June 15, 2020
No Comments
A pandemic response brought the Texas cooperative to a new level of teamwork and learning.
Lake Trust Brings In The Consumer Cavalry To Process PPP
June 9, 2020
No Comments
The Michigan credit union shuffled its lending deck as member loan activity demanded.
Good Timing: Distributed Ledgers Launch During The Pandemic
June 8, 2020
No Comments
Several cooperatives are going live with blockchain-based contactless authentication after years on the drawing boards.
Teachers Shares Stories From A COVID-19 Hotspot
June 8, 2020
No Comments
Masks in hand, one of New York’s largest credit unions is now in a phased reopening process.
How To Build A Better Collections Process
June 3, 2020
No Comments
The need to streamline paperwork spurred Wings Financial Credit Union to rethink its loan collections.
Credit Union Mortgages Thrive In The First Quarter
June 2, 2020
No Comments
Mortgage market share for U.S. credit unions increased 1.0 percentage point year-over-year to reach 9.0% as of March 31.
Lending Pros Share Pandemic-Fueled Lending Lessons
June 1, 2020
No Comments
A new story each day this week as five credit unions share how they handled sudden change and soaring needs by adapting people, processes, and products.
College Prepped: Making Sure Your Private Student Lending Program Is Built For Success During The Pandemic, And Beyond
June 1, 2020
No Comments
By addressing today’s unique challenges, while remaining focused on the long view, credit unions engaged in private student lending have a powerful opportunity to connect with the next generation of members.
Lenders On Loan Make Mortgages At Affinity Plus
June 1, 2020
No Comments
The Minnesota credit union shifted 45 consumer lenders and others with loan experience to help the cooperative meet a flurry of mortgage activity.
7 Credit Unions. 2 Questions About Prepping For More Pandemic Fallout
Cooperatives from coast to coast are boosting PLL and collections while continuing member outreach.
How RBFCU Cultivated Staff’s Skills While Saving Members’ Finances
A pandemic response brought the Texas cooperative to a new level of teamwork and learning.
Lake Trust Brings In The Consumer Cavalry To Process PPP
The Michigan credit union shuffled its lending deck as member loan activity demanded.
Good Timing: Distributed Ledgers Launch During The Pandemic
Several cooperatives are going live with blockchain-based contactless authentication after years on the drawing boards.
Teachers Shares Stories From A COVID-19 Hotspot
Masks in hand, one of New York’s largest credit unions is now in a phased reopening process.
How To Build A Better Collections Process
The need to streamline paperwork spurred Wings Financial Credit Union to rethink its loan collections.
Credit Union Mortgages Thrive In The First Quarter
Mortgage market share for U.S. credit unions increased 1.0 percentage point year-over-year to reach 9.0% as of March 31.
Lending Pros Share Pandemic-Fueled Lending Lessons
A new story each day this week as five credit unions share how they handled sudden change and soaring needs by adapting people, processes, and ...
College Prepped: Making Sure Your Private Student Lending Program Is Built For Success During The Pandemic, And Beyond
By addressing today’s unique challenges, while remaining focused on the long view, credit unions engaged in private student lending have a powerful opportunity to connect ...
Lenders On Loan Make Mortgages At Affinity Plus
The Minnesota credit union shifted 45 consumer lenders and others with loan experience to help the cooperative meet a flurry of mortgage activity.
Browse Topics
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.