Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Trends In Vehicle Sales And Auto Financing During The Coronavirus Pandemic
July 27, 2020
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How residual based financing helps credit unions maintain and even increase loan volume in an uncertain environment.
New Mortgage Opportunities Arise In Wake Of Pandemic Lending Restrictions
July 20, 2020
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Digital lending prowess can help credit unions leverage their built-in advantages as local institutions.
State Leaders In PPP Lending
July 20, 2020
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Which credit unions led their states in the number of Paycheck Protection Program loans funded?
Predictive Analytics In Play At BCU
July 13, 2020
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The suburban Chicago shop is building out models to prepare for a surge in delinquencies and charge-offs.
A Better Member Experience Is Only A Text Message Away
July 13, 2020
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Four credit unions share insights from their text messaging initiatives.
Credit Unions Help Save More Than 1.1 Million Jobs Through PPP
July 8, 2020
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PPP data from the Treasury Department indicates credit unions played a larger role in lending to smaller companies, underscoring the movement’s commitment to Main Street business borrowers.
Why 2 Credit Unions Are Reserving More For Loan Risk
July 6, 2020
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CFOs from Workers and Patelco share their thinking about what’s to come and what they’re doing to prepare.
Macro Overiew And Industry Trends (1Q20)
June 30, 2020
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The longest economic expansionary period in U.S. history has come to an end. What else should credit unions know at first quarter?
How 6 Credit Unions Cope With Mortgage Madness
June 29, 2020
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Rate locks and staffing boosts are two ways credit unions are pushing through mortgage applications in today’s ultra-low rate environment.
Happy Independence Day In Credit Union Land
June 29, 2020
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This Fourth of July, Callahan & Associates is celebrating patriotically named credit unions with a look at how they return value to their member-owners.
Trends In Vehicle Sales And Auto Financing During The Coronavirus Pandemic
How residual based financing helps credit unions maintain and even increase loan volume in an uncertain environment.
New Mortgage Opportunities Arise In Wake Of Pandemic Lending Restrictions
Digital lending prowess can help credit unions leverage their built-in advantages as local institutions.
State Leaders In PPP Lending
Which credit unions led their states in the number of Paycheck Protection Program loans funded?
Predictive Analytics In Play At BCU
The suburban Chicago shop is building out models to prepare for a surge in delinquencies and charge-offs.
A Better Member Experience Is Only A Text Message Away
Four credit unions share insights from their text messaging initiatives.
Credit Unions Help Save More Than 1.1 Million Jobs Through PPP
PPP data from the Treasury Department indicates credit unions played a larger role in lending to smaller companies, underscoring the movement’s commitment to Main Street ...
Why 2 Credit Unions Are Reserving More For Loan Risk
CFOs from Workers and Patelco share their thinking about what’s to come and what they’re doing to prepare.
Macro Overiew And Industry Trends (1Q20)
The longest economic expansionary period in U.S. history has come to an end. What else should credit unions know at first quarter?
How 6 Credit Unions Cope With Mortgage Madness
Rate locks and staffing boosts are two ways credit unions are pushing through mortgage applications in today’s ultra-low rate environment.
Happy Independence Day In Credit Union Land
This Fourth of July, Callahan & Associates is celebrating patriotically named credit unions with a look at how they return value to their member-owners.
Browse Topics
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.