Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Meet The Mobile Finalists For The 2019 Innovation Series
February 21, 2019
No Comments
These four innovators are pushing the envelope toward new levels of smartphone functionality in credit union land.
Lending Surpasses $1.1 Trillion. Asset Quality Doesn’t Waiver.
February 21, 2019
No Comments
As lending rolls along at U.S. credit unions, members show their appreciation by making timely payments.
Meet The Lending Finalists For The 2019 Innovation Series
February 20, 2019
No Comments
These four innovators are pushing the envelope toward new levels of efficiency and service in credit union lending.
3 Takeaways From Trendwatch 4Q 2018
February 14, 2019
No Comments
Find out how credit unions performed in 2018, 10 years after the economic downturn.
4 Ways To Reward Loyal Members
February 11, 2019
No Comments
This Valentine’s Day, see how credit unions share the love via rewards programs and other givebacks.
Shrinking Margins And The New Normal In Indirect Lending
February 4, 2019
No Comments
How two credit unions are adjusting their strategies to serve members and the cooperative.
Homebuying, Pre-Approvals, And Autos
February 4, 2019
No Comments
Five can’t-miss data points this week on CreditUnions.com.
As Trucks Drive Auto Sales, Watch For Signs Of Delinquency
February 4, 2019
No Comments
Protecting consumers and lenders alike takes on new urgency as sticker prices surge and loan terms lengthen.
4 Factors To Watch For This Homebuying Season
February 4, 2019
No Comments
Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.
A Tale Of 2 “Student” Loans
February 4, 2019
No Comments
By offering both in-school and refinance lending, credit unions can appeal to members at multiple stages of life and establish a genuine opportunity for long-term relationships.
Meet The Mobile Finalists For The 2019 Innovation Series
These four innovators are pushing the envelope toward new levels of smartphone functionality in credit union land.
Lending Surpasses $1.1 Trillion. Asset Quality Doesn’t Waiver.
As lending rolls along at U.S. credit unions, members show their appreciation by making timely payments.
Meet The Lending Finalists For The 2019 Innovation Series
These four innovators are pushing the envelope toward new levels of efficiency and service in credit union lending.
3 Takeaways From Trendwatch 4Q 2018
Find out how credit unions performed in 2018, 10 years after the economic downturn.
4 Ways To Reward Loyal Members
This Valentine’s Day, see how credit unions share the love via rewards programs and other givebacks.
Shrinking Margins And The New Normal In Indirect Lending
How two credit unions are adjusting their strategies to serve members and the cooperative.
Homebuying, Pre-Approvals, And Autos
Five can't-miss data points this week on CreditUnions.com.
As Trucks Drive Auto Sales, Watch For Signs Of Delinquency
Protecting consumers and lenders alike takes on new urgency as sticker prices surge and loan terms lengthen.
4 Factors To Watch For This Homebuying Season
Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.
A Tale Of 2 “Student” Loans
By offering both in-school and refinance lending, credit unions can appeal to members at multiple stages of life and establish a genuine opportunity for long-term ...
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.