Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Branching, Swiping, And Indirect Lending
November 12, 2018
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Five can’t-miss data points this week on CreditUnions.com.
The Marketing Mailer For Mobile Wallets
November 6, 2018
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How a piece of physical collateral educated members on the benefits of digital wallets and increased card usage at the same time.
Leaders In Average Loan Balances (2Q18)
November 5, 2018
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Many credit unions with high loan balances are in pricey areas and serve tightly knit SEGs.
Black Friday, Card Usage, And Loan Balances
November 5, 2018
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Five can’t-miss data points this week on CreditUnions.com.
Black Friday Brings Bright Deals
November 5, 2018
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Black Friday specials at Service Credit Union offer a way to show members and staff some appreciation.
4 Things To Consider When Looking For An Outsourced Collections Partner
November 5, 2018
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Trained professionals help ensure credit union members receive quality services from a third-party collector.
Lending By The Numbers (2Q18)
November 5, 2018
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Total loans at U.S. credit unions increased by 9.7% in the second quarter of 2018 and reached an all-time high.
What’s In A Name: Diversity And Inclusion Officer
October 29, 2018
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Esmi Rivera helps Notre Dame FCU spread financial wellness and opportunity one member engagement and workshop at a time.
10 Takeaways From 10 Years In Private Student Lending
October 22, 2018
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Credit unions have carved out a strong niche in providing responsible lending that fills a critical need for many thousands of families ever year.
Custom Scorecards: A Credit Union’s Ticket To More Success
October 22, 2018
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Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
Branching, Swiping, And Indirect Lending
Five can't-miss data points this week on CreditUnions.com.
The Marketing Mailer For Mobile Wallets
How a piece of physical collateral educated members on the benefits of digital wallets and increased card usage at the same time.
Leaders In Average Loan Balances (2Q18)
Many credit unions with high loan balances are in pricey areas and serve tightly knit SEGs.
Black Friday, Card Usage, And Loan Balances
Five can't-miss data points this week on CreditUnions.com.
Black Friday Brings Bright Deals
Black Friday specials at Service Credit Union offer a way to show members and staff some appreciation.
4 Things To Consider When Looking For An Outsourced Collections Partner
Trained professionals help ensure credit union members receive quality services from a third-party collector.
Lending By The Numbers (2Q18)
Total loans at U.S. credit unions increased by 9.7% in the second quarter of 2018 and reached an all-time high.
What’s In A Name: Diversity And Inclusion Officer
Esmi Rivera helps Notre Dame FCU spread financial wellness and opportunity one member engagement and workshop at a time.
10 Takeaways From 10 Years In Private Student Lending
Credit unions have carved out a strong niche in providing responsible lending that fills a critical need for many thousands of families ever year.
Custom Scorecards: A Credit Union’s Ticket To More Success
Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.