Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

Industry Insights

Boost In Pay, Second Quarter Data, And Baby Boomers

Five can’t-miss data points this week on CreditUnions.com.
Graph Of The Week

The Credit Union Guide To Baby Boomers

Different generations require different conversations. This interactive series shows how credit unions can serve all ages.
Industry Insights

Credit Union Delinquency Drops 8 Basis Points At Midyear

Asset quality is stronger than one year ago as 2018 shapes up to be the best year for delinquency since the Great Recession.
Industry Insights

3 Takeaways From Trendwatch 2Q 2018

Loans, liquidity, and credit union love. How did credit unions perform in the second quarter?
Graph Of The Week

The Credit Union Guide To Generation X

Different generations require different conversations. This interactive series shows how credit unions can serve all ages.
Industry Insights

Loan-to-Share Ratio Nears Record High

As loan growth outpaces deposit growth, the industry loan-to-share ratio reaches 82.9%.
Industry Insights

Credit Cards By The Numbers (1Q18)

Balances as well as delinquencies for credit union credit cards were on the rise in the first quarter of the year.
Features

Buy A House. Have A Party.

Homebuying can be scary. Jeanne D’Arc’s housewarming parties help members cut loose and celebrate a new stage of life.
Industry Insights

Reward Card Retention, Small-Dollar Loans, And Lending By The Numbers

Five can’t-miss data points this week on CreditUnions.com.
Features

5 Small Loans That Make A Big Difference

A loan doesn’t have to be massive to be mighty. These high-impact programs have an outsize effect on members and communities.
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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