Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Disaster Recovery And Mobile Banking
October 23, 2017
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Five can’t-miss data points featured this week on CreditUnions.com.
18 States Post Gains In Credit Union Mortgage Market Share
October 16, 2017
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Did your state increase mortgage market share? See what state-level trends emerged with the recently released HMDA data.
Leading Without A Leader And Credit Level Advocacy
October 16, 2017
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Five can’t-miss data points featured this week on CreditUnions.com.
How SECU Doubled Its Indirect Lending Footprint And Transitioned From Growth To Smart Growth
October 16, 2017
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The Maryland credit union expanded indirect lending across credit tiers while managing changes in dealer compensation.
Bridging The Wealth Divide
October 2, 2017
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Hope and Latino Community credit unions share products expanding homeownership in communities of color.
How To Connect The Dots Between Wall Street And Main Street
September 28, 2017
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Politics, advocacy, and impact rule the day at the Opportunity Finance Network’s 2017 conference.
eBrief: Education + Service + Value = A Formula for Mortgage Success
September 27, 2017
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An active first time home buyer program is a great way to ensure a healthy purchase mortgage volume throughout the year. And, recent efforts aimed at bringing FTHB into the market along with record low interest rates have attracted more interest than ever.
Turn Home-Buying Education Into A Reason To Celebrate
September 27, 2017
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Altra FCU’s after-hours sessions turns potentially dry presentations into a happy hour for would-be homeowners.
The Time Is Right For Student Loan Refinance And Repayment Assistance
September 25, 2017
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The hottest employee benefit of 2017 could be a new opportunity for credit unions.
2 Ways An Indiana Credit Union Builds Revenue
September 25, 2017
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A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.
Disaster Recovery And Mobile Banking
Five can't-miss data points featured this week on CreditUnions.com.
18 States Post Gains In Credit Union Mortgage Market Share
Did your state increase mortgage market share? See what state-level trends emerged with the recently released HMDA data.
Leading Without A Leader And Credit Level Advocacy
Five can't-miss data points featured this week on CreditUnions.com.
How SECU Doubled Its Indirect Lending Footprint And Transitioned From Growth To Smart Growth
The Maryland credit union expanded indirect lending across credit tiers while managing changes in dealer compensation.
Bridging The Wealth Divide
Hope and Latino Community credit unions share products expanding homeownership in communities of color.
How To Connect The Dots Between Wall Street And Main Street
Politics, advocacy, and impact rule the day at the Opportunity Finance Network’s 2017 conference.
eBrief: Education + Service + Value = A Formula for Mortgage Success
An active first time home buyer program is a great way to ensure a healthy purchase mortgage volume throughout the year. And, recent efforts aimed ...
Turn Home-Buying Education Into A Reason To Celebrate
Altra FCU’s after-hours sessions turns potentially dry presentations into a happy hour for would-be homeowners.
The Time Is Right For Student Loan Refinance And Repayment Assistance
The hottest employee benefit of 2017 could be a new opportunity for credit unions.
2 Ways An Indiana Credit Union Builds Revenue
A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.