Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
How Financial Counseling Dampers Delinquencies
August 21, 2017
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A southern Louisiana credit union combines collections with counseling to improve loan performance as well as members’ lives.
Female CEO Performance, Mortgage Lending, And Auto Market Share
August 21, 2017
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Five can’t-miss data points featured this week on CreditUnions.com.
Auto Lending In A Tightening Market
August 17, 2017
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In the second quarter of 2017, the credit union auto market share and portfolio expanded despite declines in auto production and sales.
Retain Employees, Develop Leaders, Catch Skimmers
August 14, 2017
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Five can’t-miss data points featured this week on CreditUnions.com.
20 Months. 7,000 Transactions. Thousands In Member Savings.
August 14, 2017
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A fledgling title insurance CUSO at California Credit Union saves dollars and makes sense.
Navigating The Waves Of The Dynamic Auto Marketplace
August 10, 2017
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Heritage Community Credit Union continues to lend amid declines in auto production and sales.
Buying A Home. How Risky Is That?
August 9, 2017
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An analysis of home values by ZIP code could topple the assumption that owning a home remains the best of investments.
Silicon Valley Innovates To Meet Loan Needs
August 9, 2017
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KeyPoint Credit Union offers a range of loan products to help members enter the housing market.
Private Student Lending Performance: Steady As She Goes
August 8, 2017
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In 2008, credit unions began dipping their toes into what many considered to be the treacherous waters of private student lending. More than nine years later, credit unions are charting a positive course.
Millennials Are Killing Everything
August 8, 2017
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An investigation into whether millennials should take responsibility for killing homeownership.
How Financial Counseling Dampers Delinquencies
A southern Louisiana credit union combines collections with counseling to improve loan performance as well as members’ lives.
Female CEO Performance, Mortgage Lending, And Auto Market Share
Five can't-miss data points featured this week on CreditUnions.com.
Auto Lending In A Tightening Market
In the second quarter of 2017, the credit union auto market share and portfolio expanded despite declines in auto production and sales.
Retain Employees, Develop Leaders, Catch Skimmers
Five can't-miss data points featured this week on CreditUnions.com.
20 Months. 7,000 Transactions. Thousands In Member Savings.
A fledgling title insurance CUSO at California Credit Union saves dollars and makes sense.
Navigating The Waves Of The Dynamic Auto Marketplace
Heritage Community Credit Union continues to lend amid declines in auto production and sales.
Silicon Valley Innovates To Meet Loan Needs
KeyPoint Credit Union offers a range of loan products to help members enter the housing market.
Private Student Lending Performance: Steady As She Goes
In 2008, credit unions began dipping their toes into what many considered to be the treacherous waters of private student lending. More than nine years ...
Millennials Are Killing Everything
An investigation into whether millennials should take responsibility for killing homeownership.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
Buying A Home. How Risky Is That?