How To Move To An In-House Business Model
SECU of Maryland’s move to bring its business lending operations in-house resulted in a return on investment in the range of 250 to 300 basis points.
SECU of Maryland’s move to bring its business lending operations in-house resulted in a return on investment in the range of 250 to 300 basis points.
Individualized, timely service and best rate possible for mortgage insurance can help seal the deal.
Making it easy to modify loans increases yield and revenue while building loyal relationships to last beyond the original note.
Credit unions can and should identify HELOC candidates and win that business before interest rates rise.
Today’s mobile generation can access end-to-end information during the mortgage process, and credit unions can customize apps with branded marketing messages.
Communication with real estate partners and with members will make disclosure changes less of a barrier to getting a home purchase closed.
New Mexico credit union partners with CRIF Select to drive indirect lending among members and growing dealer network.
Not all dark waters as TRID changes take effect and HMDA changes announced, but much work remains.
Loan origination solution should support robust auto-decisioning, dealer portal connections, and pricing options.
The Green Mountain State ranks No. 1 in both the purchase and refinance market share.

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

Discover how First Alliance Credit Union is redefining success by putting values and member needs at the heart of everything it does.

Craft breweries demonstrate how commitment to value, operational agility, and community focus can ignite growth and drive property.

Inflation, debt, and income inequality are fueling a K-shaped, post-pandemic recovery, widening the gap between different economic segments and challenging lower-income households.

Quarterly performance reports from Callahan & Associates highlight important metrics from across the credit union industry. Comparing top-level performance and digging into the financial statement has never been easier.

Explore how credit union size influences growth, lending, and efficiency.

Accelerating membership growth signals the increasing influence of credit unions amid evolving interest rate trends and economic challenges.

Falling interest rates are changing the game for credit unions. Explore how potential shifts in lending, savings, and margins are set to affect the bottom line.

Explore the subtle shifts redefining the credit union core processing space and how these movements shape growth, innovation, and member experience.

The combination of the right philosophy and the right technology can set credit unions up for success even during difficult economic times.