Mortgages

Anatomy Of A Leadership Culture

In February, Callahan & Associates visited Iowa-based Veridian Credit Union ($20.B, Waterloo, IA) for a two-day investigation into how the credit union creates a culture where everyone is a leader and everyone is an owner. Learn more in this quarter’s Anatomy Of A Leadership Culture.

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On Lawmakers And Credit Unions

When it comes to influencing regulators, whether credit union bills make it into law is often not as important as the attention they attract. Here’s an update on why.

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Industry Insights

Reading The Roil Of Mortgage Regulations

Not all dark waters as TRID changes take effect and HMDA changes announced, but much work remains.
Industry Insights

Vermont Credit Unions Lead The Industry In Mortgage Market Share

The Green Mountain State ranks No. 1 in both the purchase and refinance market share.
Industry Insights

Credit Unions Increased Mortgage Market Share In 2014

Overall mortgage originations declined last year across the United Sates for all financial institutions, yet credit unions carved out a larger piece of the lending ...
Features

Anatomy Of A Leadership Culture

In February, Callahan & Associates visited Iowa-based Veridian Credit Union ($20.B, Waterloo, IA) for a two-day investigation into how the credit union creates a culture ...
Industry Insights

Now’s The Time To Do (Measurably) Well And Good

Surging credit union metrics combine with startling measures of Americans’ financial woes to paint picture of opportunity and challenge.
Industry Insights

On Lawmakers And Credit Unions

When it comes to influencing regulators, whether credit union bills make it into law is often not as important as the attention they attract. Here's ...
Features

How To Make Mortgages A Positive Experience

Credit unions are alleviating pain points throughout the home-buying process.
Industry Insights

A Grace Period By Any Other Name

Call it what you will, CFPB's promise to go easy on mortgage disclosure changes provides some temporary relief.
Credit Union Industry Commentary

Help Members Know Before They Owe

Will new mortgage disclosures set to take effect in August help or hinder consumer understanding of debt?
Credit Union Industry Commentary

Small Loans Could Be Big Business

Zillow mortgage research shows that many small borrowers will pay 10% more for every dollar borrowed than a borrower with a $400,000 loan.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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